The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
4988 posts · Page 148 of 416 · View the full archive
Buying GuidesPaying for Car Servicing and Spares on Credit Cards
Servicing is the car expense most owners pay without thinking — you hand over the keys, approve the estimate, and pay whatever the invoice says. But service bills are large, lumpy, and entirely plannable, which makes the
How-To GuidesFASTag Recharges and Toll Payments: The Credit Card Playbook
FASTag made toll plazas cashless, but the recharge step — the moment money actually leaves your pocket — is where credit-card strategy lives. Between bank wallets, the issuer's own app, and direct card payments, the same
How-To GuidesFuel vs EV Charging on Credit Cards: Which Cards Earn Where
Filling up the tank is the most frequent card transaction most car owners make — weekly, sometimes more. Electric vehicle owners face a different question: does charging earn anything at all? The rewards landscape for fu
How-To GuidesHow to Pay Car Insurance Premiums on Credit Cards for Maximum Value
Car insurance is one of the largest recurring payments a vehicle owner makes — comprehensive policies for a new car can run into tens of thousands of rupees a year. Unlike fuel or servicing, which trickle out in small am
Buying GuidesPaying Your Car Down Payment on a Credit Card: The Complete Mechanics
Buying a car in India usually starts with a large lump-sum down payment — often a few lakhs handed to the dealer before the loan disburses. If you are going to spend that money anyway, routing it through a credit card ca
Credit HealthBuilding a Net-Worth-Positive Credit Card Stack
Most people choose credit cards one at a time — a pre-approved offer here, a friend's recommendation there — and end up with an accidental collection: overlapping benefits, underused perks, and fees that seemed reasonabl
How-To GuidesExpense-Ratio Thinking for Credit Cards: What Your Card Really Costs You
Mutual fund investors know the expense ratio — the annual percentage a fund charges for managing your money, disclosed upfront and easy to compare. Credit cards have an equivalent, but nobody discloses it: your card's tr
How-To GuidesPaying Wealth-Manager and Advisory Fees on Credit Cards
If you work with a wealth manager, a SEBI-registered investment adviser, or a financial planner, you pay for the relationship — an annual retainer, a percentage of assets, or a per-plan fee. And if you hold a rewards cre
How-To GuidesTax Mechanics of Reward Redemptions: What Indian Cardholders Should Know
Sooner or later, every thoughtful Indian cardholder wonders: are my credit card rewards taxable? The cashback credits, the points converted to vouchers, the miles redeemed for flights — does any of this count as income i
How-To GuidesCredit Card Rewards as a Micro-Savings Habit
Financial advice usually focuses on the big levers — your savings rate, your asset allocation, your salary growth. But wealth is also built in the small behaviours, the ones so minor they feel irrelevant. Credit card rew
Credit HealthCredit Leverage Risks: Why Borrowing to Invest Is a Bad Idea
Every few years, a seductive idea makes the rounds in Indian investing circles: use the interest-free period on your credit card — or a low-cost balance transfer, or a cash advance — to put money into the market, ride th
How-To GuidesReward Points vs Cashback: The Compounding Math That Matters
Ask a room of Indian cardholders whether points or cashback is better and you will get a spirited argument with very little maths. The truth is that the two reward shapes behave differently in the ways that matter for we