The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
4988 posts · Page 149 of 416 · View the full archive
How-To GuidesInvesting Your Reward Earnings: Turning Points Into a Portfolio
Every month, millions of Indian credit card users earn rewards — cashback, points, miles — and then do nothing particularly useful with them. Points sit in an account until they expire, cashback gets absorbed into the ne
Credit HealthSIP Automation Mechanics: How to Route Investments Around Credit Cards
A systematic investment plan is one of the most powerful habits in Indian personal finance — and one of the most misunderstood alongside credit cards. The confusion usually starts with a simple question: can I pay my SIP
How-To GuidesPaying Demat and Broker Charges on a Credit Card: What Actually Works
If you hold a demat account, you already pay a small constellation of charges every year: the account maintenance fee, brokerage on trades, depository transaction charges, pledge and unpledge fees, and the odd statement
How-To GuidesTeaching Your Family the Emergency Card Plan (Before You Need It)
Every emergency plan has a hidden single point of failure: it lives in one person's head. The primary earner knows which card to use, what the limits are, whom to call at the bank, and where everything is kept. Then that
How-To GuidesInsurance vs Credit Card Buffer: Which Covers What in a Crisis
When a crisis hits, households reach for two tools: insurance and credit. Both promise to cover what your savings cannot — but they cover different things, on different timelines, with different costs. Confusing their ro
Credit HealthEmergency Liquidity Math: How Much Card Credit Is Actually Safe
"How much of my credit limit can I safely use in an emergency?" It sounds like a simple question, but most answers are dangerously vague — "as much as you need" is how people end up in debt traps. The safe amount is not
How-To GuidesBuilding a Card-Based Safety Net for Your Household
Most emergency planning is done for one person — the earner, the cardholder, the one who "handles the money." But emergencies happen to households, not individuals. When the primary earner is hospitalised, travelling, or
How-To GuidesYour 48-Hour Financial Contingency Plan When Cash Runs Out
There comes a moment in some financial crunches — a delayed salary, an unexpected expense that empties the account — when you open your banking app and realise the cash will not stretch to the next inflow. Panic is the n
How-To GuidesCard Lost or Stolen Abroad: A Step-by-Step Recovery Plan
Few travel moments spike the heart rate like reaching for your wallet and finding your credit card gone — in a foreign city, possibly in the middle of the night, with hotel bills and return flights still to pay. It happe
How-To GuidesThe Backup Credit Card: Why You Need a Second Card Before Disaster Strikes
Most people discover they needed a second credit card at the worst possible moment: the primary card gets declined at a hospital at 1 a.m., or blocked while travelling, or frozen because of a suspected fraud alert — and
How-To GuidesPaying for a Medical Emergency: How to Use Credit Cards Without the Guilt
There is a peculiar guilt that comes with swiping a credit card at a hospital billing counter. Even in a genuine emergency, many of us hesitate — as if using credit for medical care is a sign of financial failure. It is
Credit HealthThe Job-Loss Credit Card Playbook: What to Do in the First 30 Days
Losing a job is one of the few financial shocks that hits both your income and your confidence at once. The rent, the school fees, and the credit card bills do not pause because your salary stopped. The first 30 days aft