The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5048 posts · Page 158 of 421 · View the full archive
How-To GuidesOctober Prep: Getting Your Limits, Cards and Offers Festive-Sale Ready
The festive sales reward preparation, not impulse. Every year the same pattern repeats: shoppers who sorted their cards, limits and budgets in early October glide through the sales; shoppers who did not discover their li
How-To GuidesMid-Year Card Checkup: A July Health Check Before the Festive Season
July is the quiet runway before India's festive season. The big sales are still two to three months away, which makes this the perfect moment for a mid-year card checkup: are your limits ready for festive spending, are y
How-To GuidesThe New Financial Year: How Milestone Counters, Perks and Lounge Quotas Reset
April 1 is the most underrated date in a cardholder's year. While everyone else is thinking about taxes and salary appraisals, a quiet machinery inside your credit cards is resetting: milestone counters go back to zero,
How-To GuidesChasing Fee Waivers: Your February-March Spend Plan Before March 31
In January you audited your cards. Now comes the part of the calendar where that audit pays off. For a large number of Indian credit cards, the fee waiver is measured over the financial year — April to March — which mean
How-To GuidesJanuary Is Fee Month: How to Run Your Annual Credit Card Audit
Most cardholders discover their annual fee the way they discover a leak — when the statement arrives and the number looks wrong. Fees are charged quietly, usually on the card's anniversary, and waivers depend on spending
Deals & OffersAfter the Sales: Setting Up Deal Alerts for the Next Deal Cycle
The October sales are winding down, but the deal calendar is not done: HDFC's Festive Treats 2026 runs all the way to Diwali on 8 November, and the year-end sale cycle follows close behind. The shoppers who win the next
Deals & OffersDiwali Gifting After the Big Sales: Jewellery and Card Strategies
The big October sales end, and Diwali — 8 November 2026 — is suddenly three and a half weeks away. If your gifting list is still open, the post-sale window has its own deals, and jewellery in particular has a live bank o
Deals & OffersAfter the Sales End: Price Protection, Returns and Price Drops
The sale ends, the banners come down — and then the price of the TV you just bought drops another Rs.2,000. It happens every festive season. What you can do about it depends on three things: your card's price-protection
Deals & OffersNo-Cost EMI in the Final Sale Days: When EMI Beats an Instant Discount
In the final days of a sale, checkout pages love to offer you a choice: take the instant discount now, or take no-cost EMI and pay over 6–12 months. Sometimes you can have both. Sometimes you must pick. Here is the maths
Deals & OffersSale-End iPhone Buying: Stacking Bank Offers with Exchange Bonuses
The iPhone is the single most discount-stacked purchase of the festive season: sale pricing, bank instant discounts, exchange bonuses on your old phone, and no-cost EMI can all apply to the same unit. In the final days o
How-To GuidesCardless Checkout: The Future of Paying Without Plastic
The plastic card is becoming the least interesting part of paying. Tokens on phones, QR codes linked to credit lines, biometrics at terminals, one-click merchant checkouts — each removes a little more of the card from th
How-To GuidesLost Your Phone? How to Secure Tokenised Cards Fast
Losing your phone used to mean losing your contacts and photos. Now the phone is also your wallet — tokenized cards in the wallet app, banking apps, UPI apps, saved merchant checkouts in the browser. The good news is tha