The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5048 posts · Page 159 of 421 · View the full archive
How-To GuidesManaging Card Tokens Across Devices and Apps
A single credit card today exists in half a dozen places at once: tokenized on your phone, tokenized on your watch, saved with tokens on three shopping apps, and sitting as plastic in your wallet. Each of those is a sepa
How-To GuidesContactless Payment Limits and Tap-to-Pay Security
Tap-to-pay feels almost too easy — no PIN, no signature, just a second near the terminal. That ease is deliberate, but it is also bounded: regulators and card networks wrap contactless payments in limits, counters, and c
How-To GuidesQR Payments Linked to Credit Cards: How the Combo Works
QR codes are the furniture of Indian payments — on every kirana counter, auto-rickshaw, and restaurant bill. Traditionally those QRs debited a bank account through UPI. The newer development is QR payments that draw from
How-To GuidesVirtual Cards or Physical Cards: Which to Pick and When
Most banks now issue two versions of your card: the plastic one that arrives by post, and a virtual one that lives in your banking app from the moment of approval — sometimes even before the physical card ships. Both dra
How-To GuidesBiometric Credit Cards: Fingerprint Authentication Explained
A biometric credit card looks identical to the card in your wallet — same plastic, same chip, same contactless symbol — except for one addition: a small fingerprint sensor embedded in the card body. When you pay, you res
How-To GuidesTokenised Cards on Phones: How Tokenization Actually Works
Every time you tap your phone to pay or save a card on a shopping app, your actual 16-digit card number is not the thing moving through the transaction. It has been replaced by a token — a substitute number that only you
How-To GuidesWearable Payments: How Smartwatch Tap-to-Pay Works
A smartwatch tap at a payment terminal looks like magic — a wrist flick and the bill is paid, no phone, no card, no wallet. Underneath, it is the same secure contactless machinery that powers your phone's tap-to-pay, rep
How-To GuidesCardless ATM Withdrawals: How They Work and When to Use Them
For decades, getting cash from an ATM meant one thing: inserting a debit card and punching in a PIN. That is no longer the only way. Most ATMs in India now let you withdraw cash without the card at all — you scan a QR co
Deals & OffersHDFC Festive Treats 2026: What HDFC Cardholders Should Actually Do
HDFC Bank officially launched Festive Treats 2026 on 12 October 2026 — right as the marketplace sales enter their final days. The programme promises 10,000+ offers with cumulative savings of up to Rs.70,000, running thro
Deals & OffersICICI Festive Bonanza: Final-Days Electronics at Croma, Reliance Digital
If your closing-days shopping list is electronics-heavy, the marketplace sales are only half the story. ICICI Bank's Festive Bonanza — a bank-direct programme running at offline and online electronics retailers — offers
Deals & OffersGIF vs BBD at the Finish Line: Which Sale-End Bank Offer Is Better?
India's two biggest October sales are both in their final lap: the Amazon Great Indian Festival runs to 20 October with SBI's 10% instant discount, and Flipkart's Big Billion Days is in its closing stretch with 10% offer
Deals & OffersBBD Closing Days: A Last-Minute Playbook for Axis and ICICI Cardholders
Flipkart's Big Billion Days is entering its closing stretch, and the two headline bank partners — Axis and ICICI — are both running 10% offers. There is one oddity to keep in mind: Axis's own terms list 18 October as the