The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5309 posts · Page 196 of 443 · View the full archive
Buying GuidesWealth and private banking tiers: the credit cards that come with relationship value
Every large Indian bank runs a tiered relationship programme — wealth, privilege, private, priority, or whatever the current branding calls it. Above the ordinary savings account sits a ladder of tiers, each promising a
Buying GuidesPre-approved card offers from your own bank: how to read them honestly
"Pre-approved" is one of the most effective words in Indian retail banking. It arrives by SMS, email, app banner, and the occasional phone call: a credit card with your name practically on it, no income documents needed,
Buying GuidesSalary account cards: how your employer bank shapes your first credit card
For most salaried Indians, the first credit card does not come from a comparison website or a late-night research session. It comes from the bank where the salary lands. A relationship manager calls, or a banner appears
Buying GuidesTop-up and super-top-up health plans: the credit card strategy
Top-up and super-top-up health plans are the quiet workhorses of Indian health insurance: affordable covers that add a large sum insured on top of a deductible, sitting above your base policy or employer cover. Their pre
Buying GuidesGrace periods and lapses: using cards to never miss a premium
Every insurance policy has a due date, and almost every policy has a grace period after it — a window in which a late premium can still be paid and the policy stays in force. Miss the grace period and the policy lapses,
Buying GuidesBusiness insurance premiums on corporate cards: the playbook
Companies pay insurance premiums too — group health cover for employees, professional liability, office and asset policies, directors' cover — and these premiums are often large, annual, and entirely predictable. Paying
Buying GuidesClaim payouts and card refunds: how reversals interact with rewards
Pay a premium by card, then cancel the policy in the free-look period, downgrade mid-term, or correct a double payment — and money flows back to your card. What happens to the rewards you earned on the original payment?
Buying GuidesEMI on insurance premiums: when it helps and when it hurts
A large annual premium landing in a tight month raises an obvious question: should you convert it to EMI? Insurers, issuers, and payment gateways all offer ways to split a premium into instalments — but they are not the
Buying GuidesBig annual premiums and milestone benefits: timing that works
A large annual insurance premium is a rare thing in personal finance: a five- or six-figure payment you know about a year in advance, with a fixed date and no way to shrink it. For credit card strategy, that predictabili
Buying GuidesRewards on insurance spends: reading your card's category treatment
Insurance premiums can be the most rewarding transactions on your credit card — or the least. The difference is entirely in your card's rewards schedule: how it classifies insurance, whether it excludes it, and what caps
Buying GuidesStanding instructions for insurance premiums: autopay without surprises
Insurance lapses rarely happen because someone decided to stop paying. They happen because a renewal slipped through the cracks — an email ignored, a bank balance short on the debit date, a card expired and never updated
Buying GuidesTerm vs health vs motor premiums: how credit cards treat each type
A household often pays three very different premiums — term life, health cover, and motor insurance — and they do not behave the same way on a credit card. The amounts differ, the renewal patterns differ, and, most impor