The CardBuzz blog

Family pooling of points: sharing miles and hotel points across accounts

One traveller's miles balance is often just short of a useful redemption — while a spouse's or parent's account holds a similarly stranded balance in the same programme. Family pooling solves this: mechanisms that let ho

Business travel on personal cards: miles, GST invoices and reimbursement

Millions of Indian professionals put business travel on personal credit cards — flights, hotels, cabs, meals — and sort out the money later. Done right, this earns you miles on spending your employer ultimately funds, ke

Keeping miles from expiring: activity rules and the points treadmill

Miles that expire are miles you earned for nothing. Every loyalty currency — airline miles, hotel points, bank reward points — has a lifespan, and the rules differ so much between programmes that a single mental model wi

Stopovers, open-jaws and mixed-cabin bookings with card-earned miles

Once you are comfortable booking simple award flights, three techniques can multiply what your miles buy: stopovers, open-jaws, and mixed-cabin itineraries. Used well, they turn one redemption into two destinations, or p

Domestic flight redemptions: when points beat cash fares

India's domestic skies are where most cardholders will redeem their first miles — and where the points-versus-cash question is most practical. Domestic fares swing wildly with season, demand, and booking window, which me

Miles vs cashback: the honest maths for Indian travellers

Every Indian cardholder eventually faces the same fork in the road: chase airline miles and hotel points, or take the simple certainty of cashback. Both camps have passionate advocates, and both are partly right — which

Sweet-spot redemptions: getting more value from the same miles

Not all redemptions are equal. The same miles balance can buy a mediocre domestic hop or a remarkable long-haul journey in a premium cabin — the difference is the redemption, not the earning. Experienced award travellers

Hotel loyalty with credit cards: co-brands, transfers, booking playbook

Hotel stays are the overlooked half of travel rewards. Most Indian cardholders think in flights, but a thoughtful hotel strategy — the right co-brand, well-timed transfers, and a disciplined booking playbook — can cover

Transfer partners explained: moving card points to airlines and hotels

Transfer partners are the quiet engine of travel rewards: the mechanism by which points earned on a credit card become airline miles or hotel points. Get transfers right and a single card's points can unlock flights on s

Earning airline miles with Indian credit cards: the 2026 landscape

Indian credit cards have quietly become one of the fastest ways to build an airline miles balance without flying. Where a frequent flyer once earned miles only in the air, today's Indian cardholder can earn them at the g

Payment-app coins plus card points: the honest stacking guide

Pay with your card inside a payment app and two reward systems fire at once: the card posts its points per the issuer's schedule, and the app drops coins into your app wallet per its own promotions. It looks like earning