The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5330 posts · Page 198 of 445 · View the full archive
Buying GuidesTop-up and super-top-up health plans: the credit card strategy
Top-up and super-top-up health plans are the quiet workhorses of Indian health insurance: affordable covers that add a large sum insured on top of a deductible, sitting above your base policy or employer cover. Their pre
Buying GuidesGrace periods and lapses: using cards to never miss a premium
Every insurance policy has a due date, and almost every policy has a grace period after it — a window in which a late premium can still be paid and the policy stays in force. Miss the grace period and the policy lapses,
Buying GuidesBusiness insurance premiums on corporate cards: the playbook
Companies pay insurance premiums too — group health cover for employees, professional liability, office and asset policies, directors' cover — and these premiums are often large, annual, and entirely predictable. Paying
Buying GuidesClaim payouts and card refunds: how reversals interact with rewards
Pay a premium by card, then cancel the policy in the free-look period, downgrade mid-term, or correct a double payment — and money flows back to your card. What happens to the rewards you earned on the original payment?
Buying GuidesEMI on insurance premiums: when it helps and when it hurts
A large annual premium landing in a tight month raises an obvious question: should you convert it to EMI? Insurers, issuers, and payment gateways all offer ways to split a premium into instalments — but they are not the
Buying GuidesBig annual premiums and milestone benefits: timing that works
A large annual insurance premium is a rare thing in personal finance: a five- or six-figure payment you know about a year in advance, with a fixed date and no way to shrink it. For credit card strategy, that predictabili
Buying GuidesRewards on insurance spends: reading your card's category treatment
Insurance premiums can be the most rewarding transactions on your credit card — or the least. The difference is entirely in your card's rewards schedule: how it classifies insurance, whether it excludes it, and what caps
Buying GuidesStanding instructions for insurance premiums: autopay without surprises
Insurance lapses rarely happen because someone decided to stop paying. They happen because a renewal slipped through the cracks — an email ignored, a bank balance short on the debit date, a card expired and never updated
Buying GuidesTerm vs health vs motor premiums: how credit cards treat each type
A household often pays three very different premiums — term life, health cover, and motor insurance — and they do not behave the same way on a credit card. The amounts differ, the renewal patterns differ, and, most impor
Buying GuidesPaying insurance premiums with credit cards: the complete guide
Insurance premiums are among the most recurring large payments Indian households make — term life, health cover, motor policies, each renewing on its own cycle. Paying them by credit card is possible on almost every majo
How-To GuidesFamily pooling of points: sharing miles and hotel points across accounts
One traveller's miles balance is often just short of a useful redemption — while a spouse's or parent's account holds a similarly stranded balance in the same programme. Family pooling solves this: mechanisms that let ho
How-To GuidesBusiness travel on personal cards: miles, GST invoices and reimbursement
Millions of Indian professionals put business travel on personal credit cards — flights, hotels, cabs, meals — and sort out the money later. Done right, this earns you miles on spending your employer ultimately funds, ke