The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesRewards on insurance spends: reading your card's category treatment
Insurance premiums can be the most rewarding transactions on your credit card — or the least. The difference is entirely in your card's rewards schedule: how it classifies insurance, whether it excludes it, and what caps
Buying GuidesStanding instructions for insurance premiums: autopay without surprises
Insurance lapses rarely happen because someone decided to stop paying. They happen because a renewal slipped through the cracks — an email ignored, a bank balance short on the debit date, a card expired and never updated
Buying GuidesTerm vs health vs motor premiums: how credit cards treat each type
A household often pays three very different premiums — term life, health cover, and motor insurance — and they do not behave the same way on a credit card. The amounts differ, the renewal patterns differ, and, most impor
Buying GuidesPaying insurance premiums with credit cards: the complete guide
Insurance premiums are among the most recurring large payments Indian households make — term life, health cover, motor policies, each renewing on its own cycle. Paying them by credit card is possible on almost every majo
How-To GuidesFamily pooling of points: sharing miles and hotel points across accounts
One traveller's miles balance is often just short of a useful redemption — while a spouse's or parent's account holds a similarly stranded balance in the same programme. Family pooling solves this: mechanisms that let ho
How-To GuidesBusiness travel on personal cards: miles, GST invoices and reimbursement
Millions of Indian professionals put business travel on personal credit cards — flights, hotels, cabs, meals — and sort out the money later. Done right, this earns you miles on spending your employer ultimately funds, ke
How-To GuidesKeeping miles from expiring: activity rules and the points treadmill
Miles that expire are miles you earned for nothing. Every loyalty currency — airline miles, hotel points, bank reward points — has a lifespan, and the rules differ so much between programmes that a single mental model wi
How-To GuidesStopovers, open-jaws and mixed-cabin bookings with card-earned miles
Once you are comfortable booking simple award flights, three techniques can multiply what your miles buy: stopovers, open-jaws, and mixed-cabin itineraries. Used well, they turn one redemption into two destinations, or p
How-To GuidesDomestic flight redemptions: when points beat cash fares
India's domestic skies are where most cardholders will redeem their first miles — and where the points-versus-cash question is most practical. Domestic fares swing wildly with season, demand, and booking window, which me
How-To GuidesMiles vs cashback: the honest maths for Indian travellers
Every Indian cardholder eventually faces the same fork in the road: chase airline miles and hotel points, or take the simple certainty of cashback. Both camps have passionate advocates, and both are partly right — which
How-To GuidesSweet-spot redemptions: getting more value from the same miles
Not all redemptions are equal. The same miles balance can buy a mediocre domestic hop or a remarkable long-haul journey in a premium cabin — the difference is the redemption, not the earning. Experienced award travellers
How-To GuidesHotel loyalty with credit cards: co-brands, transfers, booking playbook
Hotel stays are the overlooked half of travel rewards. Most Indian cardholders think in flights, but a thoughtful hotel strategy — the right co-brand, well-timed transfers, and a disciplined booking playbook — can cover