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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

5360 posts · Page 202 of 447 · View the full archive

How-To Guides

Transfer partners explained: moving card points to airlines and hotels

Transfer partners are the quiet engine of travel rewards: the mechanism by which points earned on a credit card become airline miles or hotel points. Get transfers right and a single card's points can unlock flights on s

12 Oct 20265 min read
How-To Guides

Earning airline miles with Indian credit cards: the 2026 landscape

Indian credit cards have quietly become one of the fastest ways to build an airline miles balance without flying. Where a frequent flyer once earned miles only in the air, today's Indian cardholder can earn them at the g

12 Oct 20266 min read
How-To Guides

Payment-app coins plus card points: the honest stacking guide

Pay with your card inside a payment app and two reward systems fire at once: the card posts its points per the issuer's schedule, and the app drops coins into your app wallet per its own promotions. It looks like earning

12 Oct 20266 min read
How-To Guides

Booking travel inside payment apps: who actually earns the rewards

Payment apps now sell flights, trains, hotels, and holiday packages right inside the app — often with prominent cashback banners and coin offers. It feels like booking travel and earning twice. But the rewards on a trave

12 Oct 20266 min read
How-To Guides

Wallet refunds vs card refunds: what changes for rewards and statements

You return a product, cancel an order, or a merchant voids a charge — and then comes the quieter question: where does the money go back, and what happens to the rewards you earned on the original payment? The answer depe

12 Oct 20266 min read
How-To Guides

Stacking card-linked offers and cashback apps without double-dipping

The modern Indian cardholder's stack has three layers: the card's own rewards, card-linked offers that pay out at specific merchants, and cashback apps that track your spending and pay you again. Used together, the layer

12 Oct 20266 min read
How-To Guides

UPI on credit cards: where rewards apply and where they quietly stop

Once a RuPay credit card is linked to a UPI app, every QR code becomes a potential credit card transaction — and a potential source of reward points. But "potential" is doing heavy lifting in that sentence. Issuers treat

12 Oct 20266 min read
How-To Guides

Rent, school fees and utilities on credit cards through wallet apps

Rent day, school fee deadlines, and utility bills are the three largest recurring outflows in most Indian households — which is exactly why payment and wallet apps court you to route them through a credit card. The pitch

12 Oct 20266 min read
How-To Guides

Card autopay on payment apps: safe setup, mandates and failure modes

Autopay promises that your bills pay themselves — electricity, subscriptions, SIPs, the credit card bill itself. Set up well, it removes late fees and mental overhead. Set up carelessly, it hands a standing debit instruc

12 Oct 20266 min read
How-To Guides

Paying bills via payment apps vs issuer apps: where rewards differ

The same electricity bill can be paid in two or three taps — from a payment app's bill section, or from your card issuer's own app. The money reaches the biller either way, but the rewards you earn, the fees you pay, and

12 Oct 20266 min read
How-To Guides

Loading wallets with credit cards: fees, rewards treatment, and the maths

Topping up a digital wallet with your credit card looks like free money: spend on the card, earn the points, then use the wallet balance anywhere. The reality has a fee schedule and a rewards schedule sitting between you

12 Oct 20266 min read
How-To Guides

Linking credit cards to UPI apps: RuPay vs other networks and rewards

You can now pay at a kirana store, a street vendor, or an online merchant by scanning a QR code with your credit card — but only if the card runs on one particular network. Linking a credit card to a UPI app is one of th

12 Oct 20266 min read