The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5390 posts · Page 207 of 450 · View the full archive
Credit HealthBonus vs credit card debt: the payoff order that saves the most interest
Your bonus has landed — or will, with Diwali 2026 on Sunday, 8 November — and you carry balances on more than one card. Which one do you pay first? The answer is not "the one with the biggest bill" and not "a little off
Credit HealthGot your Diwali bonus? A cardholder's priority ladder for deploying it
Diwali is approaching — Diwali 2026 falls on Sunday, 8 November 2026, with Dhanteras on Friday, 6 November — and for millions of salaried Indians, the festive season arrives hand in hand with the annual bonus. That bonus
Buying GuidesDhanteras gold mistakes that cost cardholders every year
Dhanteras 2026 falls on Friday, 6 November 2026, and every year the same mistakes repeat at jewellers across India — same counter, same festival rush, same expensive lessons. This guide collects the costliest ones specif
Buying GuidesGold buying reward math: points, cashback and milestone benefits
Rewards are the reason most people consider putting a Dhanteras gold purchase on a credit card — and also the reason many overpay. The maths of rewards on a large, single-category purchase like gold is unforgiving: small
Buying GuidesBank offers on Dhanteras gold: how to verify before you swipe
Every Dhanteras, banks and card issuers announce festive offers — instant discounts, cashback, reward multipliers, no-cost EMI plans — and gold purchases feature prominently in the marketing. Some of these offers are gen
Buying GuidesSovereign gold bonds are gone: card-friendly gold alternatives for 2026
For years, Sovereign Gold Bonds were the smart money's answer to gold in India: gold-linked returns, no making charges, no storage worry, and interest on top. But the government has not announced any new SGB tranches sin
Buying GuidesDigital gold on credit cards: platforms, limits and reward traps
Digital gold — buying gold in fractional grams through an app, held in a vault on your behalf — has become a popular Dhanteras option for buyers who want gold exposure without visiting a jeweller. Because the entire purc
Buying GuidesCard surcharges at jewellers: the hidden fee to negotiate first
Of all the costs in a Dhanteras gold purchase, the card surcharge is the one buyers discover last and regret most. It is not printed on the rate board, it is rarely mentioned until the bill is being prepared, and on a la
Buying GuidesEMI on gold jewellery: when it makes sense and when it doesn't
Gold jewellery is one of the largest single purchases most Indian households make in a year, and Dhanteras concentrates that spending into a single day. It is no surprise that EMI — splitting the bill into monthly instal
Buying GuidesMaking charges and GST on gold: how card payments change the math
Ask a jeweller for the price of a gold necklace and you will get a single number. Ask for the bill and you will get a stack of line items — and understanding that stack is the difference between a fair Dhanteras purchase
Buying GuidesGold coins vs jewellery vs digital gold: which earns best on cards
When you decide to buy gold with a credit card, the first real fork in the road is the form: coins, jewellery, or digital gold. Each behaves differently on price transparency, on how jewellers and platforms treat card pa
Buying GuidesDhanteras 2026 gold buying on credit cards: the complete playbook
Dhanteras 2026 falls on Friday, 6 November 2026, with Diwali (Lakshmi Puja) following on Sunday, 8 November 2026. For millions of Indian households, Dhanteras is the year's biggest gold-buying day — and credit cards incr