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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

5420 posts · Page 208 of 452 · View the full archive

How-To Guides

Returning home: closing out student cards and forex the right way

The degree is done, the bags are (mostly) packed, and you're heading home. In the chaos of departure, money admin is the easiest thing to neglect — and the most expensive to get wrong. Dormant foreign accounts with fees,

12 Oct 202610 min read
How-To Guides

The first-90-days abroad money setup for Indian students

The first 90 days abroad are the most expensive and most chaotic of your student life. Deposits, setup costs, unfamiliar systems, no local credit history, and everything needing payment at once. Students who arrive with

12 Oct 20269 min read
How-To Guides

Part-time job spends abroad: budgeting on a student card

Most Indian students abroad work part-time — campus jobs, retail shifts, food delivery, tutoring. The income is modest, the hours are capped by visa rules, and the money has to stretch across rent, food, transport, and t

12 Oct 20269 min read
How-To Guides

Managing card bills from abroad: autopay, forex and due dates

You're in a different timezone, your Indian credit card bill generates in rupees, and the due date doesn't care that you're asleep when it arrives. Managing Indian card bills from abroad is one of those unglamorous tasks

12 Oct 20269 min read
How-To Guides

Lounge access and travel perks for student flyers

Students fly a lot: the outbound journey, trips home for holidays, the occasional budget trip with friends. Long layovers in unfamiliar airports are part of the deal. Lounge access — free food, wifi, showers, a quiet cor

12 Oct 20269 min read
How-To Guides

Remittance and money transfer: where cards help and where they don't

Every Indian student abroad lives on a money pipeline: funds flow from India to the host country, regularly and for years. Rent, groceries, transport, the occasional emergency top-up from home — it all moves through this

12 Oct 20269 min read
How-To Guides

Student travel insurance on cards: what's covered before you fly

Many Indian credit cards — especially mid-tier and premium ones — bundle complimentary travel insurance: trip cancellation, lost baggage, flight delays, sometimes medical cover. For a student flying abroad, this sounds l

12 Oct 20268 min read
How-To Guides

Building credit history as an Indian student overseas

Here's something nobody tells you at the pre-departure briefing: your Indian credit history doesn't travel with you. The credit score you've built (or not built) in India means nothing to a lender in the US, UK, Canada,

12 Oct 20269 min read
How-To Guides

Forex cards vs credit cards for students abroad: a decision framework

One of the first money decisions every Indian student makes before flying out is deceptively simple: forex card or credit card? You'll use one of them (usually both, in some split) for everything from coffee to cab fares

12 Oct 20269 min read
How-To Guides

Paying foreign university tuition with Indian credit cards: the real cost

If you're heading to a foreign university, one of the largest single payments of your life is probably coming up: tuition. Universities abroad typically quote fees in dollars, pounds, euros, or the local currency, and th

12 Oct 202610 min read
Credit Health

Year-end card portfolio review: using bonus season to upgrade or downgrade

Bonus season — with Diwali 2026 on Sunday, 8 November — is the one time of year when your card behaviour, your spending data, and your cash position are all visible at once. That makes it the ideal moment for the annual

12 Oct 20269 min read
Credit Health

The lifestyle-inflation trap: why bonuses vanish and how cards help track it

Here is the paradox of the Diwali bonus: the people who most need it to build wealth are the ones whose lifestyles absorb it fastest. The bonus lands, spending rises to meet it — a nicer Diwali, a bigger gift budget, an

12 Oct 20268 min read