The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5420 posts · Page 210 of 452 · View the full archive
Buying GuidesDigital gold on credit cards: platforms, limits and reward traps
Digital gold — buying gold in fractional grams through an app, held in a vault on your behalf — has become a popular Dhanteras option for buyers who want gold exposure without visiting a jeweller. Because the entire purc
Buying GuidesCard surcharges at jewellers: the hidden fee to negotiate first
Of all the costs in a Dhanteras gold purchase, the card surcharge is the one buyers discover last and regret most. It is not printed on the rate board, it is rarely mentioned until the bill is being prepared, and on a la
Buying GuidesEMI on gold jewellery: when it makes sense and when it doesn't
Gold jewellery is one of the largest single purchases most Indian households make in a year, and Dhanteras concentrates that spending into a single day. It is no surprise that EMI — splitting the bill into monthly instal
Buying GuidesMaking charges and GST on gold: how card payments change the math
Ask a jeweller for the price of a gold necklace and you will get a single number. Ask for the bill and you will get a stack of line items — and understanding that stack is the difference between a fair Dhanteras purchase
Buying GuidesGold coins vs jewellery vs digital gold: which earns best on cards
When you decide to buy gold with a credit card, the first real fork in the road is the form: coins, jewellery, or digital gold. Each behaves differently on price transparency, on how jewellers and platforms treat card pa
Buying GuidesDhanteras 2026 gold buying on credit cards: the complete playbook
Dhanteras 2026 falls on Friday, 6 November 2026, with Diwali (Lakshmi Puja) following on Sunday, 8 November 2026. For millions of Indian households, Dhanteras is the year's biggest gold-buying day — and credit cards incr
How-To GuidesThe small-ticket test: a simple rule for when the card beats UPI
This series has covered a lot of ground: the micro-spend thesis, contactless mechanics, milestone math, commute, canteen, subscriptions, kirana, tracking, wallets. This final article distills it all into one thing you ca
ComparisonsWallet top-ups vs direct card payment at small merchants
At many small merchants in India — the food delivery app, the cab app, the metro recharge, the quick-commerce checkout — you're offered a fork in the road: pay directly with your card, or load money into the merchant's w
How-To GuidesTracking micro-spends: the one dashboard habit that stops leaks
Every article in this series assumes something: that you can see your micro-spends. Most people can't — not really. They see a statement total, a vague sense of "I spent too much this month," and a fog of Rs 100–500 tran
How-To GuidesKirana and pharmacy small bills: a simple UPI-vs-card decision rule
The kirana run and the pharmacy bill are the two most Indian of micro-spends: frequent, small, neighborhood-based, and paid in whatever way the shopkeeper finds convenient. These are also the transactions where the card-
How-To GuidesThe subscription audit: bundling small recurring charges on one card
Subscriptions are the stealthiest micro-spends in your budget. Each one is small — a streaming plan here, a cloud storage tier there, a news app, a fitness app, a delivery membership — and each one renews silently, month
How-To GuidesOffice canteen and tea-stall spends: the micro-budget that adds up
Nobody budgets for the office canteen. The Rs 60 lunch top-up, the Rs 30 cutting chai at 4 PM, the Rs 120 Friday biryani — these are the background radiation of working life in India, paid without thought and forgotten b