The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5420 posts · Page 211 of 452 · View the full archive
Buying GuidesCommute spends on cards: metro, cabs, and parking
For most working Indians, the commute is the single most regular payment stream in the week: the same metro recharge every month, the same cab app, the same parking lot. Commute spends are almost the textbook definition
How-To GuidesTurning daily small spends into milestone benefits
Milestone benefits are the quiet engine of credit-card value in India: spend a stated amount in a year, and the card waives its annual fee, unlocks a bonus, or upgrades your tier. Most people think of milestones as somet
How-To GuidesContactless payments for small spends: limits, safety, and the reward math
For a Rs 60 chai or a Rs 180 pharmacy bill, the payment experience matters more than the reward rate. If paying takes longer than the purchase itself, people default to whatever is fastest. Contactless payments — tap-and
How-To GuidesThe micro-spend thesis: why your smallest daily payments deserve a strategy
Most credit-card advice is written for big moments: the laptop, the holiday, the wedding. But look at your statement for a minute. The big purchases appear a few times a year. The small ones — tea, parking, the metro rec
How-To GuidesStatement date, due date, payment date: the three dates decoded
Every credit card statement carries three dates that look similar and behave completely differently: the statement date, the due date, and the payment date. Confuse any two and you get the classic cardholder injuries — i
How-To GuidesBill payment failed but money debited: the dispute path that works
Few financial moments spike the heart rate like this one: the money has left your bank account, but your credit card bill still shows unpaid. The app says "failed" or "pending"; your savings account says "debited." Is th
How-To GuidesMissed a credit card payment? Your first-72-hours playbook
It happens to careful people: the autopay mandate lapsed, the statement went to spam, the due date fell on a holiday weekend and the NEFT did not land, or life simply got loud. You open the app and see it — the due date
How-To GuidesPaying one credit card bill with another card: the full picture
The idea is tempting: Card A has a big bill due, Card B has available limit — so pay A's bill with B and buy yourself another month. It feels like refinancing, and in a narrow sense it is. But "paying a card with a card"
How-To GuidesThird-party bill payment apps: where their rewards come from
Pay your credit card bill through a third-party app and you might get coins, cashback, scratch cards, or points — rewards for doing something you had to do anyway. Free money for paying your own bill feels like a glitch
How-To GuidesBill payment timing: how to stretch the interest-free period legally
The interest-free period is the credit card's headline benefit: a stretch of days during which your purchases cost you nothing extra — no interest, no fee for the credit itself. But it is not a fixed number. Depending on
How-To GuidesSetting up credit card bill autopay without the nasty surprises
Autopay is the closest thing credit cards have to a "set it and forget it" safety net: an instruction that automatically debits your bank account to pay your card bill on or before the due date, every month, without you
How-To GuidesThe minimum-due trap: what paying only the minimum really costs
The minimum amount due is the most expensive line on your credit card statement. That sounds backwards — "minimum" sounds like the small, safe option — but it is precisely the design: the minimum keeps your account in go