The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
5684 posts · Page 246 of 474 · View the full archive
How-To GuidesGrievance Redressal Hierarchy: Bank to RBI, Step by Step
Every credit card dispute in India — a wrongful fee, a billing error, a mis-sold card, a harassed-by-collections complaint — travels the same ladder. The rungs are fixed by regulation: the bank's own grievance machinery
How-To GuidesInterest Disputes: Challenging Charges You Don't Recognise
Interest is the quietest line on your credit card statement — and the one most likely to be wrong, misunderstood, or both. Unlike a duplicate restaurant charge, interest disputes require you to understand how the bank co
How-To GuidesBlocking & Closing a Card: Your Rights and the Right Process
Closing a credit card should be the simplest transaction in banking — you say stop, the bank stops. In practice, it's where some banks deploy their heaviest retention machinery: transfer-to-specialist queues, "system iss
How-To GuidesMis-selling Complaints: When a Card Wasn't What You Were Promised
The call comes at lunch: "Sir, you're pre-approved for a premium card — lifetime free, airport lounge access, 5X rewards on everything." Six months later the annual fee hits your statement, the lounge visits were capped
How-To GuidesCredit Bureau Disputes: Correcting Errors on Your CIBIL Report
Your credit report is the CV your financial life carries everywhere — every loan application, every card approval, sometimes even rental and employment checks. And like any CV compiled by someone else, it can contain err
How-To GuidesBilling Errors: Your Right to Get Them Fixed
A double charge at a restaurant. A subscription you cancelled still debiting monthly. An EMI that should have ended two months ago. Billing errors are the most common credit card disputes in India, and also the most winn
How-To GuidesZero-Liability Rules: Unauthorised Transactions on Your Card
You wake up to an SMS: your card was used for a transaction you never made. Your first thought is the money. Your second should be the clock — because under the RBI's customer protection framework for unauthorised electr
How-To GuidesBanking Ombudsman: How to Escalate a Credit Card Complaint
You've complained to the bank. You've written to the nodal officer. The matter still isn't resolved — the fee wasn't reversed, the disputed charge stands, the mis-sold card's annual fee is still on your bill. At this poi
How-To GuidesKey Fact Statement Explained: How to Read Your Card's Fine Print
Buried inside your card welcome kit — or attached to the email you barely skimmed — sits the most important document in your relationship with the bank: the Key Fact Statement (KFS), usually accompanied by the Most Impor
How-To GuidesRBI's Fair Practice Code: Your Rights as a Credit Cardholder
Most credit card holders in India know their bank has rules to follow, but far fewer know what those rules actually say. The Reserve Bank of India's Fair Practice Code for lenders, alongside its Master Directions on cred
ComparisonsUPI Autopay vs Card Autopay in 2026: Which Recurring-Payment Rail Wins
Recurring payments in India run on two rails: UPI Autopay (e-mandates on your bank account via UPI) and card autopay (standing instructions on your credit card). Both debit you automatically on schedule. They differ in w
How-To GuidesReward Posting Timelines in 2026: When Your Sale-Purchase Points Actually Arrive
You shopped hard during the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — and the points should be rolling in. Except they are not,