The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesReward Expiry Calendars in 2026: Never Let Points Die Unused Again
Reward points feel like free money until they quietly expire. Every major Indian card issuer puts an expiry clock on reward points — commonly 1–3 years from the month they're earned (illustrative — the exact validity var
How-To GuidesReturns and Refunds in 2026: How Credit Card Refunds Actually Post to Your Account
The festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — generate a predictable second wave: returns. Wrong size, defective unit, better price found el
Deals & OffersPrice-Drop Protection in 2026: Claiming Post-Sale Price Differences with Your Card
You bought a television in the first days of the Amazon Great Indian Festival, which began on October 8, 2026, or during Flipkart's Big Billion Days, which began on October 9, 2026. A week later, the same model is listed
Deals & OffersOpen-Box and Refurbished Deals in 2026: Buying Smart with Credit Card Protection
After every big festive sale — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — a second market quietly opens: open-box and refurbished units. These are the return
Buying GuidesHome Office Desks in 2026: EMI, Bank Offers and Buying Smart with a Credit Card
The desk is the foundation of the home office — literally, everything else sits on it — and it's the furniture purchase where buyers most often underthink and overspend simultaneously: underthink the ergonomics (height,
How-To GuidesNo-Cost EMI Fine Print in 2026: The Hidden Costs and How to Spot Them
No-cost EMI was everywhere during the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, and Flipkart's Big Billion Days began October 9, 2026 — and for good reason: splitting a large purc
Buying GuidesMesh WiFi Systems in 2026: Buying on EMI with a Credit Card and Reward Optimization
A mesh WiFi system is the work-from-home upgrade nobody thinks about until video calls start freezing — and then it becomes the most urgent purchase in the house. A 2- or 3-node mesh kit sits in the illustrative ₹8,000–₹
Buying GuidesMechanical Keyboards in 2026: Paying by Card, Rewards Math and Upgrade Timing
Mechanical keyboards occupy a peculiar corner of the work-from-home market: they're simultaneously a productivity tool, a hobby, and — for the enthusiasts — a bottomless money pit. Entry mechanical boards sit roughly in
Buying GuidesLaptop Docking Stations in 2026: Small-Ticket Tech, Credit Card Rewards and EMI Options
A laptop docking station is the small purchase that makes a home office feel like a real workstation: one cable for power, external monitor, keyboard, mouse, ethernet and peripherals. USB-C docks sit roughly in the ₹5,00
How-To GuidesThe Interest-Free Period in 2026: Timing Purchases to Borrow Free for 50 Days
Every credit card in India comes with an interest-free period — a window during which your purchases accrue no interest, provided you pay the previous statement in full. The headline figure is usually "up to 50 days" (il
Buying GuidesHome UPS and Inverters in 2026: Credit Card EMI for Big-Ticket Power Backup
Power backup is the least glamorous work-from-home purchase and the one with the most unforgiving failure mode: when the power cuts mid-presentation, no cashback rate matters. A home UPS/inverter setup — inverter plus ba
Buying GuidesHome Printers and Scanners in 2026: Credit Card EMI, Ink Economics and Offer Stacking
Printers are the only work-from-home purchase where the hardware price is the *smaller* part of the total cost of ownership. An ink-tank printer in the illustrative ₹12,000–₹20,000 band can easily consume more than its p