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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

5771 posts · Page 254 of 481 · View the full archive

How-To Guides

RBI's Fair Practice Code: Your Rights as a Credit Cardholder

Most credit card holders in India know their bank has rules to follow, but far fewer know what those rules actually say. The Reserve Bank of India's Fair Practice Code for lenders, alongside its Master Directions on cred

11 Oct 202610 min read
Comparisons

UPI Autopay vs Card Autopay in 2026: Which Recurring-Payment Rail Wins

Recurring payments in India run on two rails: UPI Autopay (e-mandates on your bank account via UPI) and card autopay (standing instructions on your credit card). Both debit you automatically on schedule. They differ in w

11 Oct 20269 min read
How-To Guides

Reward Posting Timelines in 2026: When Your Sale-Purchase Points Actually Arrive

You shopped hard during the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — and the points should be rolling in. Except they are not,

11 Oct 20269 min read
How-To Guides

Reward Expiry Calendars in 2026: Never Let Points Die Unused Again

Reward points feel like free money until they quietly expire. Every major Indian card issuer puts an expiry clock on reward points — commonly 1–3 years from the month they're earned (illustrative — the exact validity var

11 Oct 20269 min read
How-To Guides

Returns and Refunds in 2026: How Credit Card Refunds Actually Post to Your Account

The festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — generate a predictable second wave: returns. Wrong size, defective unit, better price found el

11 Oct 20269 min read
Deals & Offers

Price-Drop Protection in 2026: Claiming Post-Sale Price Differences with Your Card

You bought a television in the first days of the Amazon Great Indian Festival, which began on October 8, 2026, or during Flipkart's Big Billion Days, which began on October 9, 2026. A week later, the same model is listed

11 Oct 20269 min read
Deals & Offers

Open-Box and Refurbished Deals in 2026: Buying Smart with Credit Card Protection

After every big festive sale — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — a second market quietly opens: open-box and refurbished units. These are the return

11 Oct 20269 min read
Buying Guides

Home Office Desks in 2026: EMI, Bank Offers and Buying Smart with a Credit Card

The desk is the foundation of the home office — literally, everything else sits on it — and it's the furniture purchase where buyers most often underthink and overspend simultaneously: underthink the ergonomics (height,

11 Oct 20268 min read
How-To Guides

No-Cost EMI Fine Print in 2026: The Hidden Costs and How to Spot Them

No-cost EMI was everywhere during the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, and Flipkart's Big Billion Days began October 9, 2026 — and for good reason: splitting a large purc

11 Oct 20269 min read
Buying Guides

Mesh WiFi Systems in 2026: Buying on EMI with a Credit Card and Reward Optimization

A mesh WiFi system is the work-from-home upgrade nobody thinks about until video calls start freezing — and then it becomes the most urgent purchase in the house. A 2- or 3-node mesh kit sits in the illustrative ₹8,000–₹

11 Oct 20269 min read
Buying Guides

Mechanical Keyboards in 2026: Paying by Card, Rewards Math and Upgrade Timing

Mechanical keyboards occupy a peculiar corner of the work-from-home market: they're simultaneously a productivity tool, a hobby, and — for the enthusiasts — a bottomless money pit. Entry mechanical boards sit roughly in

11 Oct 20268 min read
Buying Guides

Laptop Docking Stations in 2026: Small-Ticket Tech, Credit Card Rewards and EMI Options

A laptop docking station is the small purchase that makes a home office feel like a real workstation: one cable for power, external monitor, keyboard, mouse, ethernet and peripherals. USB-C docks sit roughly in the ₹5,00

11 Oct 20268 min read