The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesThe Interest-Free Period in 2026: Timing Purchases to Borrow Free for 50 Days
Every credit card in India comes with an interest-free period — a window during which your purchases accrue no interest, provided you pay the previous statement in full. The headline figure is usually "up to 50 days" (il
Buying GuidesHome UPS and Inverters in 2026: Credit Card EMI for Big-Ticket Power Backup
Power backup is the least glamorous work-from-home purchase and the one with the most unforgiving failure mode: when the power cuts mid-presentation, no cashback rate matters. A home UPS/inverter setup — inverter plus ba
Buying GuidesHome Printers and Scanners in 2026: Credit Card EMI, Ink Economics and Offer Stacking
Printers are the only work-from-home purchase where the hardware price is the *smaller* part of the total cost of ownership. An ink-tank printer in the illustrative ₹12,000–₹20,000 band can easily consume more than its p
Buying GuidesWebcams and Video-Calling Gear in 2026: Card Rewards on Work-From-Home Upgrades
Video-calling gear — webcams, ring lights, microphones, headsets — is the work-from-home category where modest spending produces outsized professional returns. You are, for several hours a day, a small television broadca
How-To GuidesGST Invoices on Card Purchases in 2026: Claiming Input Credit as a Business Buyer
If you bought equipment during the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — for a GST-registered business, the invoice in your
Deals & OffersGift Card Stacking in 2026: Multiplying Sale Discounts with Credit Card Rewards
The smartest festive-sale buyers do not just pick the right product at the right price — they engineer the payment itself into a second discount. Gift card stacking is the technique: buy gift cards with a rewards-earning
Buying GuidesExternal SSDs in 2026: Storage Upgrades on Credit Card EMI and Reward Stacking
External SSDs are the quiet workhorse of the work-from-home setup: fast backups, portable project storage, offloading a full laptop drive, and — for creators — editing directly off the drive. Portable SSDs sit roughly in
How-To GuidesExtended Warranty Registration in 2026: Card Purchase Protection and How to File
The festive sale is over, the boxes are unpacked, and now comes the part most buyers skip: registering the protections you already paid for. Your credit card may carry purchase-protection cover on what you bought during
Deals & OffersExchange Bonuses in 2026: Making Sure the Old-Device Credit Actually Lands
Exchange offers were among the most heavily promoted mechanics of the October 2026 festive sales — Amazon's Great Indian Festival began October 8, 2026, Flipkart's Big Billion Days began October 9, 2026 — promising an ex
Buying GuidesErgonomic Office Chairs in 2026: Buying with a Credit Card — EMI, Rewards and What to Check
A good ergonomic chair is the single highest-return purchase in a work-from-home setup, and also one of the most expensive single items in it. Entry-level ergonomic chairs sit roughly in the ₹8,000–₹15,000 band, mid-rang
How-To GuidesEMI Preclosure in 2026: When Paying Off Early Saves Money (and When It Doesn't)
You converted a ₹60,000 (illustrative) purchase into a 12-month EMI. Six months in, you have the cash to kill it. Should you? The answer is not automatically yes — EMI preclosure has its own cost structure, and in some c
How-To GuidesUtilization Reporting Dates in 2026: The Day Your Balance Hits Your CIBIL File
Credit utilization — the percentage of your credit limit you're using — is one of the heaviest inputs to your CIBIL score. But here is the part most people get wrong: the utilization that matters is not your balance on a