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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

6094 posts · Page 321 of 508 · View the full archive

Buying Guides

Timing a new credit card application around your house move

A house move concentrates spending like few other life events: movers and packers, security deposits, appliances, furniture, fittings, paint, the hundred small purchases of setting up a new home. Credit cards dangle welc

9 Oct 20264 min read
Buying Guides

Co-living and PG payments on credit cards: which billing rails earn rewards

Co-living operators and paying-guest accommodations bill you every month like clockwork, which makes them look like rent — and therefore like a rewards opportunity. But how the operator collects the money decides everyth

9 Oct 20264 min read
Buying Guides

Stacking co-branded cards with rent platforms: the double-dip playbook

Rent platforms have their own reward currencies now — coins, cashback, scratch cards — and co-branded credit cards promise accelerated earning on partner platforms. Put the two together and you get the pitch every reward

9 Oct 20264 min read
Buying Guides

Builder surcharges on property payments: the convenience-fee fine print

Developers have quietly modernised their payment desks. Where the cost sheet once said "cheque / DD / RTGS", many now send payment links and keep a card terminal at the site office — and alongside them, a line item buyer

9 Oct 20264 min read
Buying Guides

Property down payments on a credit card: what issuers actually allow

The down payment — the margin money you pay from your own funds, typically a fifth or so of the property's value — is the largest cheque most buyers ever write. Running into seven figures, it represents exactly the kind

9 Oct 20264 min read
Buying Guides

Paying your home-loan processing fee by credit card: what lenders actually accept

When you apply for a home loan, one of the first payments you make is the processing fee — sometimes called the login fee — charged by the bank or housing finance company for appraising your application. It is a modest a

9 Oct 20264 min read
Buying Guides

When paying rent on a credit card loses money: the net-yield test

Paying rent by credit card has become routine in Indian metros — rent platforms let you pay the landlord by card and absorb the transfer for a fee. The pitch is seductive: your biggest monthly expense finally earning rew

9 Oct 20264 min read
Buying Guides

Stamp duty on a credit card: the fee-versus-reward breakeven maths

Stamp duty and registration charges are usually the largest single payment in a home purchase after the down payment itself — often running into several lakhs. So the thought is natural: put it on a credit card, collect

9 Oct 20264 min read
Card Reviews

The cashback-card verdict: a decision framework for who should hold one

Cashback cards are the default recommendation of the Indian card world — simple, honest, no points to decode. But "default recommendation" is not the same as "right for everyone". This framework decides, in five question

9 Oct 20264 min read
Card Reviews

Cashback on RuPay credit cards linked to UPI: where it actually applies

Linking a RuPay credit card to UPI changed how India pays — scan a QR, pay from the credit line, build history. But the rewards on those UPI spends follow their own rules, and cashback is the category most affected. Know

9 Oct 20264 min read
Card Reviews

Your first cashback card: what to check before you pick

The first credit card sets habits that last years. Picking a first cashback card isn't about chasing the highest rate — it's about matching a simple, forgiving product to a beginner's actual spending, and making sure the

9 Oct 20264 min read
Card Reviews

How your cashback actually reaches you: auto-credit, vouchers, and wallets

Earning cashback and receiving it are two different events, and the gap between them is where cashback quietly leaks. Some cards credit your statement automatically; others park your earnings in a voucher catalogue, a br

9 Oct 20264 min read