The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
6094 posts · Page 322 of 508 · View the full archive
Card ReviewsUncapped vs capped cashback: how monthly limits change the maths
Two cards can advertise the same cashback rate and be entirely different products. The difference is the cap — the monthly or annual ceiling on how much cashback the card will pay. Uncapped cards pay the rate on everythi
Card ReviewsCashback at the pump: doing the fuel-spend maths
Fuel is one of the largest recurring spends most Indian households put on a card — and one of the worst-served by generic cashback cards. The reason is mechanical: fuel transactions live in a special MCC family (5541/554
Card ReviewsGrocery and dining cashback: how category bonuses actually pay
Groceries and dining are the two categories where a cashback card most often earns its annual fee — and the two where the terms are most likely to quietly move the goalposts. The category bonus exists because these are h
Card ReviewsOnline shopping cashback: the category mechanics behind the rate
Online spending is the easiest place to earn cashback and the easiest place to lose it. The difference is rarely the card — it is the category machinery underneath the transaction: how the purchase is classified, which m
Card ReviewsCashback or reward points: the earning maths that decides for you
Every cardholder eventually faces the same fork: take the cashback card that pays a fixed number, or take the reward-points card whose points *might* be worth more. The debate is usually argued on vibes — "cash is king"
Card ReviewsFlat-cashback credit cards in India: how the flat rate works and who it suits
A flat-cashback credit card is the simplest promise in the Indian card market: spend a rupee, get a fixed fraction back, regardless of where you spend it. No accelerated categories to memorise, no rotating merchant lists
GuidesAmerican Express Smartearn Credit Card vs BPCL SBI Credit Card: Which Credit Card Wins in 2026?
American Express Smartearn Credit Card against BPCL SBI Credit Card: fees, reward rates, lounge access and which one suits which spender. Updated 2026
GuidesAmerican Express Smartearn Credit Card vs HDFC Bank MoneyBack Plus Credit Card: Which Credit Card Wins in 2026?
American Express Smartearn Credit Card against HDFC Bank MoneyBack Plus Credit Card: fees, reward rates, lounge access and which one suits which spender. U
GuidesYes Prosperity Cashback Plus Credit Card Review (2026): Fees, Rewards and Who Should Get It
Yes Prosperity Cashback Plus Credit Card (i) (i) reviewed: annual fee Rs 1,499, base return 0.75%, and who should get it. Updated 2026
GuidesYes Bank Wellness Credit Card Review (2026): Fees, Rewards and Who Should Get It
Yes Bank Wellness Credit Card (i) (i) reviewed: annual fee Rs 499, base return 0.5%, and who should get it. Updated 2026
GuidesTata Neu Infinity SBI Credit Card Review (2026): Fees, Rewards and Who Should Get It
Tata Neu Infinity SBI Credit Card (i) (i) reviewed: annual fee Rs 1,499, base return 1.5%, and who should get it. Updated 2026
GuidesSBM novio Credit Card Review (2026): Fees, Rewards and Who Should Get It
SBM novio Credit Card (i) (i) reviewed: annual fee Nil (lifetime free), base return 0.5%, and who should get it. Updated 2026