The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
6094 posts · Page 330 of 508 · View the full archive
Deals & OffersFood delivery and dining vouchers: Zomato, Swiggy and restaurant gift cards
Food vouchers are the gift cards Indians actually use up. Fashion vouchers linger; food vouchers get spent within weeks, because everyone eats and the redemption friction is near zero — a code at checkout, a balance appl
Deals & OffersExpiring vouchers: the calendar system that stops money from evaporating
There is a special kind of annoyance in discovering a ₹2,000 voucher expired last Tuesday. The money was real, the intent to use it was real, and the only thing missing was a system. Indians hold an astonishing inventory
Deals & OffersGift card fraud in India: cloned balances, phishing and how to stay safe
Gift cards are, for a fraudster, nearly the perfect instrument: bearer value, instant transfer, no name attached, and a victim who often does not discover the theft for months. India has seen every variant of the playboo
Deals & OffersAmazon Pay gift cards: the reload mechanics every cardholder should know
Amazon Pay gift cards occupy a peculiar position in Indian wallets: they look like ordinary gift vouchers, but they behave like a reloadable prepaid balance that powers an entire checkout ecosystem. Millions of Indians h
Deals & OffersWedding and festive gifting: when a gift card beats cash
Cash has been the backbone of Indian festive and wedding gifting for generations — the envelope with crisp notes, the shagun with its auspicious odd digit. It is not going anywhere. But there is a growing set of situatio
Deals & OffersCorporate Diwali gifting: gift cards, tax treatment and employee perks
Every October, Indian companies face the same pleasant problem: how to put a festival bonus into the hands of hundreds or thousands of employees without drowning the finance team in logistics. Gift cards have quietly bec
Deals & OffersBrand voucher stacking: how Myntra, Flipkart and Amazon vouchers layer with sales
There is a particular satisfaction in watching a checkout total collapse in stages: the sale price first, then a coupon, then a voucher balance, then a card offer. This layering — stacking — is not a hack or a loophole.
Deals & OffersWhy banks quietly exclude gift card purchases from rewards and cashback
Every few months, a cardholder discovers — usually at statement time — that a large gift card purchase earned zero reward points. No error, no declined transaction, just silence where points should have been. The exclusi
Deals & OffersThe complete playbook: buying gift cards with credit cards in India
Buying a gift card with a credit card sounds like the simplest transaction in the world — and it usually is. But there is a surprising amount of quiet mechanics underneath it: fees that appear at checkout, reward points
How-To GuidesThe ethics and maths of chasing rewards on charitable giving
There is a quiet debate in personal-finance circles: is it clever or cynical to optimise charitable donations for credit card rewards? The question splits into two halves that deserve separate treatment. The maths half a
How-To GuidesDisaster-relief donations: how to give fast without getting scammed
When floods, earthquakes or cyclones strike, the impulse to help is immediate — and so are the fraudsters. Every major Indian disaster spawns a wave of fake fundraising: cloned NGO websites, bogus UPI handles, emotional
How-To GuidesCorporate gifting or CSR? When your company's card meets charity
Every December, finance teams across India face the same question: the company wants to do something charitable — donate to a cause, match employee contributions, or fund a community project — and the corporate credit ca