The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesTemple and religious donations by card: hundi, e-hundi and online portals
Religious giving in India is moving from the cash hundi to the card terminal. Major temples now accept cards at donation counters, run e-hundi portals online, and process offerings through UPI QR codes. The shift brings
How-To GuidesCrowdfunding medical bills with credit cards: Ketto, Milaap and the fine print
Medical crowdfunding has become India's emergency financial infrastructure. When a family faces a hospital bill it cannot pay, campaigns on Ketto, Milaap and similar platforms can raise lakhs in days — and credit cards a
How-To GuidesDonating reward points to charity: how points-to-donation conversions work
Buried in the rewards catalogues of several Indian banks is an option most cardholders never notice: convert your accumulated reward points into a charitable donation. The bank transfers the cash equivalent to a partner
How-To GuidesRecurring monthly donations on autopay: the mechanics and the risks
For charities, a donor who gives ₹500 every month is worth more than one who gives ₹5,000 once and disappears. Predictable income lets NGOs plan programmes instead of chasing the next campaign. That is why nearly every I
How-To Guides80G tax receipts and card payments: keeping your donation trail clean
The tax deduction for charitable donations under Section 80G of the Income Tax Act is one of the most claimed — and most commonly mishandled — deductions in Indian tax filing. Card payments actually make the documentatio
How-To GuidesWhy most credit cards give zero rewards on donations — and the exceptions
Ask a room of credit card enthusiasts where the points are thinnest, and charitable donations will come up fast. Almost every major Indian credit card explicitly excludes donation transactions from earning reward points,
How-To GuidesDonating with a credit card in India: how it works and what it costs you
Donating by credit card has quietly become one of the most common ways Indians give to charities. NGOs, temples, crowdfunding platforms and disaster-relief portals all accept card payments, and the process usually takes
How-To GuidesUsing old reward balances: expiry checks and smart redemption for dormant points
Somewhere in your financial life there is probably a forgotten balance: reward points on a card you barely use, miles from a trip years ago, cashback sitting in an app you stopped opening. In retirement, when every rupee
Credit HealthNominees and card debt: what happens to credit card dues after death
Few families discuss what happens to credit card debt when the cardholder dies — until they are standing in a bank branch, grieving, being asked about an outstanding balance. The rules are actually clear and, for familie
How-To GuidesSenior banking concessions in India: what actually exists and how to use them
Banks in India do offer genuine concessions to senior citizens — but they are scattered across circulars, product pages, and branch practices, and nobody hands you a consolidated list on your sixtieth birthday. This guid
How-To GuidesThe statement-as-budget method: credit card budgeting on a fixed income
Budgeting apps ask you to log every expense; most retirees abandon them within a month. There is a simpler method hiding in plain sight: route nearly all spending through one credit card, pay it in full each month, and l
Credit HealthEmergency credit-line hygiene: keeping borrowing power ready without debt
An emergency fund in the bank is the first line of defence. A clean, available credit line is the second — the bridge that covers a hospital admission at midnight, a flight home for a family emergency, or a major repair