The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Card ReviewsAxis Magnus for Burgundy Private: is the ₹12,500 fee worth it in 2026?
First, a correction the title demands: in October 2026, the Axis Magnus for Burgundy carries an annual fee of ₹30,000 + GST (waived on ₹30 lakh annual spend). The ₹12,500 fee belongs to the regular Axis Magnus (waived on
ComparisonsHDFC Infinia vs Diners Club Black: the luxury showdown
Two cards, one bank, one reward engine — and a rivalry that defines Indian luxury cards. HDFC's Infinia and Diners Club Black Metal look almost identical on paper: 3.33% base rewards, unlimited lounges, SmartBuy accelera
Buying GuidesThe 10 best luxury credit cards in India in October 2026
Luxury credit cards in India are no longer a two-horse race. In October 2026, HDFC's Infinia still sets the benchmark, but ICICI's Emeralde Private Metal, Axis's private-banking stable, and a new wave of invite-only card
How-To GuidesThe business card verdict: which one for your company size
Nine articles into this business-cards series, here is the decision this whole batch has been building toward: which card for *your* company size. Not the "best" card in abstract — the right card for the spend volume, st
How-To Guides7 business credit card myths that cost you money
Business credit cards attract confident-sounding advice that is wrong in expensive ways. Each myth below is something founders and finance managers genuinely believe — and each one has a price tag. All figures trace to c
How-To GuidesMaximizing rewards on business spends: vendor payments, ads, SaaS
A business that routes ₹20 lakh a year through credit cards at an average 2% reward rate earns ₹40,000 of value — roughly a junior employee's monthly salary — for doing nothing except paying bills through the right plast
Buying GuidesBest cards for freelancers and consultants in 2026
Freelancers get the worst of both credit-card worlds: banks underwrite them like businesses (ITR, no salary slip) but their spending looks nothing like a business — USD-billed SaaS subscriptions, international client tra
ComparisonsCorporate cards vs business cards: what's the difference
People use "corporate card" and "business card" interchangeably. Banks do not. The two products differ in who applies, who is liable, who pays the fee, and whose credit file takes the hit — and picking the wrong one for
How-To GuidesExpense management with business cards: the 2026 playbook
Most companies don't have an expense problem — they have an expense *visibility* problem. Money leaves through five different personal cards, UPI apps, and "I'll reimburse you" promises, and finance discovers it all in a
How-To GuidesGST on business card spends: input credit rules explained
One of the most expensive misunderstandings in Indian small business: "I paid with the company card, so I can claim GST on it." Paying by credit card does not create a GST credit — the vendor's invoice does. Whether you
How-To GuidesCredit cards for startups: managing burn with credit in 2026
For a startup, a credit card is not about lounge access or reward points. It is a 50-day interest-free loan that renews every month, an expense-tracking system that costs nothing to run, and — if you are careless — a 43%
ComparisonsHDFC business cards: MoneyBack vs Business Regalia compared
Two of HDFC Bank's most popular business cards of the past decade were the HDFC Bank Business MoneyBack Credit Card and the HDFC Bank Business Regalia Credit Card. If you hold one of them — or you are comparing older rev