The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesThe 10 best business credit cards in India in October 2026
A business credit card is not a perk for the founder — it is working capital. Used well, it floats 50-odd days of spend interest-free, separates business expenses from personal ones for tax filing, and earns rewards on c
How-To GuidesThe 10 redemption mistakes that destroy point value
Most reward points aren't lost to devaluation or expiry. They're lost to ordinary, avoidable mistakes — the wrong click, the unlinked account, the balance left to rot. Each mistake below costs real money, quantified wher
Deals & OffersTransfer bonuses in 2026: the calendar of 20-50% bonus events
A transfer bonus is the closest thing to free money in credit cards: the bank announces that for a limited window, every point you transfer to a partner airline or hotel earns 20–50% extra miles. A 2:1 ratio becomes ~1.5
Buying GuidesThe 8 best cards for reward redemption value in October 2026
Earning rewards is easy; redeeming them well is the skill. These eight cards stand out in October 2026 not for their headline earn rates, but for what each point is actually worth when you cash out — the redemption value
How-To GuidesDevaluation-proofing your points: earn-and-burn strategy
In April 2026, Axis Bank removed Accor, Marriott Bonvoy, and Qatar Airways from its TravelEdge transfer program with zero advance notice. Cardholders who had spent years building EDGE balances for hotel redemptions woke
How-To GuidesReward point expiry in 2026: which programs expire and how to stop it
Every year, Indian cardholders silently forfeit crores of rupees in expired reward points — money they earned through real spending, vaporized by a calendar. Expiry rules differ wildly between banks: some points live 2 y
How-To GuidesGift voucher redemptions: the sweet spot nobody talks about
Between the glamour of business-class miles and the laziness of statement credit sits the most underrated redemption in Indian credit cards: the humble gift voucher. No award charts, no blackout dates, no loyalty account
How-To GuidesHotel point transfers: when Marriott Bonvoy beats cashback
Airline miles get all the glory, but hotel point transfers are quietly the most reliable high-value redemption in Indian credit cards. No blackout-date lotteries, no fuel surcharges, no 2 a.m. award-availability refreshe
How-To GuidesTransferring points to miles in 2026: ratios, bonuses, and timing
Every business-class award seat you've ever envied was probably paid for with transferred bank points, not points earned by flying. In India, transferring credit card rewards to airline frequent-flyer programs is the hig
ComparisonsStatement credit vs cashback vs points: the redemption math
"Should I take statement credit or save the points?" is the most-asked redemption question in Indian credit card forums, and the answer is almost always the same: saving the points wins — but not for the reason most peop
How-To GuidesCredit card rewards redemption in 2026: every option, ranked by value
Indian credit cards now hand out reward points at headline rates that sound spectacular — 5 points per ₹150 here, 10X there — but the number that actually matters is what each point is worth when you redeem it. The same
How-To GuidesThe EMI decision framework: a flowchart for every big purchase
Every EMI decision is really five smaller decisions wearing a trench coat: Can I afford it? What's the true cost? Is the "deal" real? Can my credit handle it? And what's my exit? This framework turns those into a flowcha