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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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Card Reviews

EazyDiner co-brand cards in 2026: every option reviewed

EazyDiner's partnership with IndusInd Bank has grown into a small family of dining cards: the premium Signature, the lifetime-free Platinum (RuPay) launched in August 2026, and the original positioning that made EazyDine

7 Oct 20266 min read
How-To Guides

Dining networks decoded: EazyDiner, Gourmet Passport, and card dining programmes

Three different systems sell you "dining discounts" in India, and they work in fundamentally different ways: restaurant-reservation networks (EazyDiner), membership dining clubs (Gourmet Passport-style programmes), and b

7 Oct 20266 min read
Comparisons

Online grocery rewards: BigBasket, Blinkit, Swiggy Instamart — which card wins where

Grocery rewards in India are a merchant game, not a category game. "Groceries" as a merchant category code rarely earns accelerated rewards on its own — what earns is buying on the *right app* with the *right card*. BigB

7 Oct 20266 min read
Buying Guides

The 10 best credit cards for dining out in India in October 2026

India's dining-out market has split into two distinct games: the *bill-discount* game (EazyDiner Prime's guaranteed 25–50% off at 2,000+ restaurants, Gourmet Passport-style networks, Zomato Gold-style perks) and the *rew

7 Oct 20267 min read
Buying Guides

The 10 best credit cards for groceries in India in October 2026

Groceries are the single most consistent spend in almost every household budget — typically ₹8,000 to ₹20,000 a month for an urban family. That makes grocery spend one of the highest-leverage categories for credit card r

7 Oct 20266 min read
How-To Guides

No credit history? No problem: 7 ways to get approved anyway

"No credit history" is the most common reason first-time applicants get rejected — and the most solvable. Banks have spent the last decade building on-ramps specifically for people with blank bureau files. Here are seven

7 Oct 20265 min read
How-To Guides

Parents' guide to children's first credit cards: add-ons, limits, and guardrails

Your 18-year-old wants a credit card. You're somewhere between proud and terrified — proud they're thinking about financial independence, terrified they'll learn about 42% p.a. interest the hard way. Good news: you have

7 Oct 20265 min read
How-To Guides

The first-card upgrade path: when and how to graduate to a real rewards card

You started with an FD-backed card, paid every bill in full, and watched your CIBIL climb from "NA" to 700+. Now the pre-approved offers are landing and you're wondering: when do I graduate to a real rewards card, and ho

7 Oct 20265 min read
Buying Guides

Credit cards for young earners 2026: salaried starters under 25

Your first salary changes the credit card game. Banks that wouldn't look at you as a student will now offer you unsecured cards on the strength of a salary account and a few pay slips — no FD needed, bigger limits, real

7 Oct 20265 min read
Credit Health

The 10 mistakes that destroy a student's credit score

A student's credit file is fragile by design: one or two accounts, six months of history, no cushion. A single mistake that a ten-year-old file would shrug off can crater a young score by 50–100 points and take a year to

7 Oct 20265 min read
Credit Health

Building a CIBIL score from zero: the 12-month playbook

Starting with no credit history — a "NH" or "NA" on your CIBIL report — is not bad credit. It's a blank page, and that's an advantage: there are no negative remarks to dig out from under. What follows is a month-by-month

7 Oct 20265 min read
Comparisons

Secured vs unsecured first cards: which path builds credit faster?

You have no credit history and you want your first card. Two doors stand open: a secured (FD-backed) card where your own deposit guarantees the bank, or an unsecured starter card issued on your income alone. Both report

7 Oct 20266 min read