The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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ComparisonsFD-backed credit cards in 2026: every option compared
An FD-backed (secured) credit card works on a simple trade: you park a fixed deposit with the bank, and the bank issues a credit card with a limit tied to that deposit — typically 80–100% of the FD amount. The FD keeps e
Buying GuidesThe 8 best student credit cards in India in October 2026
Most students in India can't get a regular unsecured credit card — no salary, no CIBIL, no chance. But FD-backed secured cards changed that equation completely: park a fixed deposit, get a real credit card, build your sc
How-To GuidesYour first credit card in 2026: the complete starter's guide
Getting your first credit card is one of those small decisions that compounds for decades. Do it right and you walk into your first home loan with a 750+ CIBIL score and banks competing for your business. Do it wrong and
ComparisonsCredit card insurance myths: what the fine print actually says
Credit card insurance might be the most mythologized benefit in Indian personal finance. Brochures shout "₹1 crore cover" and "complimentary travel insurance"; the fine print whispers conditions that decide every claim.
How-To GuidesThe insurance claim playbook: documents, timelines, and escalation paths
Every credit card insurance claim — purchase protection, travel inconvenience, air accident, card liability — is decided by the same three things: the right documents, filed within the right deadlines, through the right
Buying GuidesThe 10 best-insured credit cards in India in October 2026
Nobody picks a credit card for its insurance first — but when the trip goes wrong or the burglary happens, the insurance schedule is the only part of the brochure that matters. This is a ranked list of the Indian cards w
ComparisonsCredit card insurance vs standalone policies: when the card cover is enough
Your credit card bundles "free" insurance — air accident cover, purchase protection, travel inconvenience cover. A standalone policy from an insurer costs real money for similar-sounding protection. Is the card cover a g
How-To GuidesChargebacks in India: how to dispute a transaction and win
The merchant won't refund you. The order never arrived, the subscription you cancelled is billing again, or a charge you never authorized sits on your statement. Your next move is not the consumer court — it's the charge
How-To GuidesZero-liability and fraud protection: RBI's rules for unauthorized transactions
Someone clones your card details and spends ₹80,000 online at 2 AM. You wake up to the SMS alerts. How much of that ₹80,000 is legally yours to lose? In India, the answer is not "whatever the bank decides" — it is set by
How-To GuidesAir accident cover on credit cards: ₹1 crore promises, decoded
Few credit card benefits sound as dramatic as "₹1 crore air accident cover." It sits in bold on premium card brochures, right next to the lounge access line. But what does the promise actually cover, who gets paid, and w
How-To GuidesComplimentary travel insurance on credit cards: coverage limits that matter
"Complimentary travel insurance" is one of the most heavily marketed credit card perks — and one of the least understood. The headline says "travel cover." The fine print says things like "₹2,500 deductible," "time deduc
How-To GuidesExtended warranty benefits on credit cards: the free coverage you're ignoring
Retailers will happily sell you an extended warranty for your new laptop, TV, or washing machine — a plan that can cost anywhere from around ₹1,000 to over ₹20,000 depending on the appliance and tenure. Meanwhile, the cr