The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesRailway lounge access with credit cards: the sleeper perk nobody talks about
Everyone fights over airport lounges. Meanwhile, at railway stations across India, there are quiet air-conditioned rooms with buffet meals, unlimited tea and coffee, Wi-Fi and clean washrooms — and a long list of credit
ComparisonsLounge access vs spa/sleep pods: comparing airport perks beyond the buffet
The buffet is the least interesting thing about premium airport perks. Once you've had lounge access for a while, the real question becomes: would you rather have another plate of paneer tikka, or a 15-minute head-and-sh
How-To GuidesLounge guest policies and plus-one rules: the fine print that ruins free trips
Your lounge access is sorted. Then your spouse, your parent or your friend joins the trip — and the free lounge visit turns into a surprise bill at the door. Guest and plus-one policies are the least-read, most-punishing
Buying GuidesThe 10 best credit cards for airport lounge access in India in October 2026
Lounge access used to be a checkbox benefit. In 2026 it's a strategy question: spend-linked quotas, quarterly caps, dead aggregators and $35 guest fees mean the "best" card depends entirely on how you fly. Here are the t
ComparisonsDomestic vs international lounge access: the rules are different, and it matters
"Lounge access" sounds like one benefit. In practice, it's two different benefits, run by different systems, with different quotas, different entry methods and different fine print — and one of them is quietly much harde
How-To GuidesPriority Pass vs Visa/Mastercard lounge access: how each programme really works
Ask ten Indian travellers how they got into an airport lounge and you'll hear two completely different answers: "I swiped my Visa" and "I used my Priority Pass." These are not the same thing, they don't work at the same
How-To GuidesAirport lounge access with credit cards: the complete beginner's guide
If you have never walked into an airport lounge, the idea sounds simple: show your credit card, get in free, eat for free, sit in a comfortable chair. In 2026, that picture is still broadly true — but the plumbing behind
ComparisonsIndianOil vs HP vs BPCL cards: which oil company's card saves the most?
India's three big oil marketing companies — IndianOil, HPCL and BPCL — each anchor a family of co-branded credit cards. The pitch is the same in each case: fill at our pumps, earn an accelerated reward rate. But the fami
How-To GuidesFuel surcharge waiver on credit cards: how it really works, with the maths
Every fuel credit card in India advertises a "fuel surcharge waiver", and almost nobody explains what it actually is. It is not a discount on petrol. It is not cashback. It is a refund of a specific fee that appears on y
Buying GuidesThe 10 best fuel credit cards in India in October 2026
Fuel is one of the few household expenses where a credit card can reliably pay you back 5% or more — but only if you pick a card tied to the oil company you actually use, with a cap you will not hit and a fee you will no
Card ReviewsRBL Indianoil Xtra review: 8.5% value back against a ₹2,75,000 waiver bar
The Indianoil RBL Bank Xtra Credit Card advertises the highest fuel reward rate in this batch — 8.5% value back at IndianOil outlets — along with a 1% fuel surcharge waiver worth up to ₹200 a month and a headline perk of
Card ReviewsIndianoil HDFC Bank Credit Card review: 5% Fuel Points with a ₹50,000 waiver
The Indianoil HDFC Bank Credit Card is the quiet value pick among IndianOil cards: 5% back as Fuel Points at IndianOil outlets, 5% on groceries and bill payments, a ₹500 annual fee waived at just ₹50,000 of annual spend,