The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Card ReviewsIndianoil Axis Bank Premium Credit Card review: what we know — and what we don't
The Indianoil Axis Bank Premium Credit Card is the IndianOil–Axis Bank co-branded fuel card, and it comes with an unusual disclaimer: its reward rules are not yet independently verified on its live CardBuzz page. The fee
Card ReviewsICICI HPCL Coral review: a ₹199 route into fuel rewards
The ICICI HPCL Coral Credit Card is the cheapest on-ramp to fuel rewards in this batch: ₹199 a year, waived at ₹1,50,000 of annual spend, with a 5% headline rate on fuel at HPCL outlets. It is the card for the driver who
Card ReviewsICICI HPCL Super Saver review: the fuel card that also pays on groceries and utilities
The ICICI HPCL Super Saver Credit Card is one of the more interesting fuel cards in India because it refuses to be only a fuel card. At ₹500 a year (waived at ₹1,50,000 annual spend), it offers 5% back on fuel at HPCL pu
Card ReviewsBPCL SBI Card Octane review: is the 7.25% fuel rate worth ₹1,499?
The BPCL SBI Card Octane is the premium sibling of the base BPCL SBI Card: a ₹1,499 annual fee (waived at ₹2,00,000 annual spend) in exchange for one of the highest fuel reward rates in India — 7.25% value back at BPCL o
Card ReviewsBPCL SBI Credit Card review: fuel rewards, fees and the real effective rate
The BPCL SBI Credit Card is SBI Card's entry-level co-branded fuel card with Bharat Petroleum. It promises up to 4.25% back on fuel at BPCL outlets, charges a ₹499 annual fee, and waives that fee at ₹1,00,000 of annual s
News & DevaluationsThe future of UPI credit cards: what RBI's next moves mean for your wallet
UPI credit cards are four years old, and October 2026 is their most consequential month yet: a new merchant fee framework takes effect on October 15, and the RBI's steady expansion of credit on UPI is reshaping what your
ComparisonsThe maths of rewards on UPI credit cards: which card maximizes which spend
Marketing headlines say "up to 3%." Your statement says something smaller. The gap is caps, exclusions, and channels — and the only way to see through it is to run the numbers on your own spend pattern. Below, three illu
How-To GuidesCharges on UPI credit card payments: MDR, interchange, and merchant surcharges explained
"Is UPI still free?" is the most-asked payments question of October 2026 — and the answer depends on who you are: consumer, merchant, or bank. This guide explains every charge in the UPI credit card chain: MDR, interchan
ComparisonsUPI vs swiping the same card: reward rates, fees, and when each wins
You hold one RuPay credit card. You can tap or swipe it at a PoS terminal, or scan a QR with it linked in your UPI app. Same card, same statement — but the two rails don't always pay the same. Here's how UPI and swiping
Card ReviewsCRED IndusInd Bank RuPay Credit Card review: research before you apply
The CRED IndusInd Bank RuPay Credit Card carries one of the most recognizable fintech brands in Indian credit — and one of the least verifiable reward structures on our site. This review separates what's confirmed from w
Card ReviewsAU ixigo RuPay Credit Card review: the traveller's free UPI card
The AU ixigo RuPay Credit Card is the rare co-brand card that works for people who don't fly every month: 1% uncapped on RuPay-on-UPI spends, 5% on travel with 10% value on ixigo bookings, lifetime free, and lounge acces
Card ReviewsAxis Bank Kwik RuPay Credit Card review: free entry to credit-on-UPI, rewards TBC
The Axis Bank Kwik RuPay Credit Card is Axis's simplest RuPay play: lifetime free, no frills, and a RuPay network tag that makes it UPI-linkable. But there's a big asterisk on this review — we haven't been able to verify