The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Card ReviewsAxis Bank SuperMoney RuPay Credit Card review: 3% on UPI, zero fee
The Axis Bank SuperMoney RuPay Credit Card is the UPI rewards leader of 2026: a lifetime-free RuPay card that pays 3% cashback on UPI spends routed through the SuperMoney app. Here is the full review — what the card cost
Buying GuidesThe 10 best UPI credit cards in India in October 2026
Credit cards on UPI have gone from a 2022 novelty to the single fastest-growing way Indians earn rewards on everyday spend. If you pay by QR code more than you swipe, your card choice should be built around its UPI rewar
How-To GuidesWhat is a UPI credit card? How UPI on RuPay credit cards works
A UPI credit card is a credit card — usually issued on the RuPay network — that you link inside a UPI app and pay with by scanning any UPI QR code. The bill arrives on your credit card statement like any other card purch
ComparisonsIs American Express Still Worth It in India in 2026?
American Express in India is a paradox: the most prestigious card brand in the country, with some of the weakest reward math. After a year of devaluations — the Reward Multiplier killed, lounge access spend-gated, the ₹1
Card ReviewsIndusInd's Amex-Network Cards Explained: Epay vs Iconia (2026)
American Express doesn't only issue cards directly in India — it also licenses its network to partner banks. Two of the most interesting examples are issued by IndusInd Bank: the Epay Amex Credit Card and the Iconia Amex
Card ReviewsAmerican Express Corporate Green Card: Deep Dive (2026)
The American Express Corporate Green Card is the odd one out in this batch: it's not a personal rewards card at all. It's a corporate expense-management tool, issued to employees through their employer, designed to make
Card ReviewsAmerican Express Platinum Reserve Credit Card: Deep Dive (2026)
The American Express Platinum Reserve Credit Card is the sleeper of the Amex India lineup. At ₹10,000 a year — one-sixth the cost of the ₹66,000 Platinum Charge — it quietly bundles Priority Pass membership, Taj mileston
Card ReviewsAmerican Express Centurion Card: Deep Dive (2026)
The American Express Centurion Card — the "black card" — is the most mythologised piece of plastic in India. It is invitation-only, it is not applied for, and almost everything written about it is speculation. So let's s
Card ReviewsAmerican Express Membership Rewards Credit Card: Deep Dive (2026)
The American Express Membership Rewards Credit Card is the classic entry point into the MR ecosystem — ₹4,500 a year, no lounge access, a flat 0.5% base earn, and one defining feature: a monthly milestone of 1,000 bonus
Card ReviewsAmerican Express Smartearn Credit Card: Deep Dive (2026)
The American Express Smartearn Credit Card is the cheapest card Amex issues in India — ₹495 a year — and the only one whose accelerated earn rate means anything: 10X Membership Rewards points (an effective 2.5%) on a cur
Card ReviewsAmerican Express Gold Card: Deep Dive (2026)
The American Express Gold Credit Card sits in an awkward middle: ₹4,500 a year — nine times the cost of the ₹495 Smartearn — with a base earn rate of just 0.5% and no spend-based fee waiver. Its saving grace is one of th
Card ReviewsAmerican Express Platinum Charge Card: Deep Dive (2026)
The American Express Platinum Charge Card is Amex's flagship lifestyle card in India — the metal-adjacent, invite-tinged icon that costs ₹66,000 a year and pays you back mostly in perks, not points. If you're wondering w