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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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How-To Guides

Cloud Storage on Indian Cards: The USD Forex Angle

Cloud storage is the subscription you never chose and can't cancel: your phone fills up, the free 15GB runs out, and suddenly you're paying Google or Apple every month forever. What most people miss is the second, hidden

7 Oct 20266 min read
How-To Guides

The Music Streaming Playbook: Spotify, YouTube Music and the Card Angle

Music subscriptions are the quietest line item in most budgets — small enough to ignore, persistent enough to matter. But 2026 has been an unusually volatile year for music streaming prices in India, with Spotify cutting

7 Oct 20266 min read
How-To Guides

Best Credit Cards for OTT Subscriptions in India (2026 Edition)

OTT subscriptions are the perfect recurring charge to optimize: they're billed online every month, they're predictable, and almost everyone holds two or three of them. Yet most people pay for Netflix, JioHotstar, and Son

7 Oct 20266 min read
How-To Guides

The Subscription Audit: Finding Every Recurring Charge on Your Cards

The average cardholder doesn't have a subscription problem. They have a subscription *visibility* problem. The ₹149 here and ₹299 there barely register individually, but stacked across three or four cards, they quietly a

7 Oct 20266 min read
How-To Guides

The Automotive Card Playbook: Every Kilometre Optimised

Nine deep-dives into automotive spending come down to one question: what does the optimal setup actually look like in a real wallet? This is the playbook — the three-card stack, the monthly routine, the annual numbers, a

7 Oct 20266 min read
How-To Guides

Car Accessories and Modifications: The Smart Way to Pay

Car accessories split into two worlds with completely different rewards math: standardized stuff bought online (floor mats, phone mounts, dashcams, seat covers) and dealer-fitted or custom work (alloy wheels, body kits,

7 Oct 20265 min read
How-To Guides

Car Loan vs Credit Card: The Honest Cost Comparison

"Should I put the car on my credit card?" It's asked constantly, and the answer has three parts: the car itself, the down payment, and everything around the purchase. The honest comparison requires actual numbers — so he

7 Oct 20265 min read
How-To Guides

Road Trip Card Checklist: Fuel, Tolls, Hotels and Food

A week-long road trip compresses a month of automotive spending into seven days: fuel, tolls, hotels, highway food, and the occasional emergency. It's also where sloppy card strategy leaks the most money — wrong card at

7 Oct 20266 min read
How-To Guides

Credit Cards for Bikers 2026: Fuel, Gear and Long Rides

Bikers have a different spending fingerprint from car owners: smaller fuel bills, frequent gear and accessory purchases, and long touring days with food, stays, and emergency repairs. The good news is that the same fuel

7 Oct 20265 min read
How-To Guides

Car Service Bills on Credit Cards: Rewards, EMI and Fine Print

The annual service bill — ₹12,000 to ₹25,000 at an authorized service center, more when something actually breaks — is one of the biggest card transactions car owners make. Unlike fuel, there's no co-branded "service car

7 Oct 20265 min read
How-To Guides

FASTag Recharge Strategy: Which Cards Reward Toll Spends

FASTag is the perfect small recurring spend: predictable, unavoidable, and paid digitally every month. Which makes it the perfect case study in how Indian credit card rewards actually work — because the honest answer to

7 Oct 20265 min read
How-To Guides

Car Insurance Premiums on Credit Cards: The Real Rewards Math

Car insurance is one of the largest single card payments most households make each year — ₹15,000 to ₹40,000+ for a comprehensive policy. It's also one of the most excluded categories in Indian credit cards. CardBuzz's v

7 Oct 20265 min read