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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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How-To Guides

Best Credit Cards for OTT Subscriptions in India (2026 Edition)

OTT subscriptions are the perfect recurring charge to optimize: they're billed online every month, they're predictable, and almost everyone holds two or three of them. Yet most people pay for Netflix, JioHotstar, and Son

7 Oct 20266 min read
How-To Guides

The Subscription Audit: Finding Every Recurring Charge on Your Cards

The average cardholder doesn't have a subscription problem. They have a subscription *visibility* problem. The ₹149 here and ₹299 there barely register individually, but stacked across three or four cards, they quietly a

7 Oct 20266 min read
How-To Guides

The Automotive Card Playbook: Every Kilometre Optimised

Nine deep-dives into automotive spending come down to one question: what does the optimal setup actually look like in a real wallet? This is the playbook — the three-card stack, the monthly routine, the annual numbers, a

7 Oct 20266 min read
How-To Guides

Car Accessories and Modifications: The Smart Way to Pay

Car accessories split into two worlds with completely different rewards math: standardized stuff bought online (floor mats, phone mounts, dashcams, seat covers) and dealer-fitted or custom work (alloy wheels, body kits,

7 Oct 20265 min read
How-To Guides

Car Loan vs Credit Card: The Honest Cost Comparison

"Should I put the car on my credit card?" It's asked constantly, and the answer has three parts: the car itself, the down payment, and everything around the purchase. The honest comparison requires actual numbers — so he

7 Oct 20265 min read
How-To Guides

Road Trip Card Checklist: Fuel, Tolls, Hotels and Food

A week-long road trip compresses a month of automotive spending into seven days: fuel, tolls, hotels, highway food, and the occasional emergency. It's also where sloppy card strategy leaks the most money — wrong card at

7 Oct 20266 min read
How-To Guides

Credit Cards for Bikers 2026: Fuel, Gear and Long Rides

Bikers have a different spending fingerprint from car owners: smaller fuel bills, frequent gear and accessory purchases, and long touring days with food, stays, and emergency repairs. The good news is that the same fuel

7 Oct 20265 min read
How-To Guides

Car Service Bills on Credit Cards: Rewards, EMI and Fine Print

The annual service bill — ₹12,000 to ₹25,000 at an authorized service center, more when something actually breaks — is one of the biggest card transactions car owners make. Unlike fuel, there's no co-branded "service car

7 Oct 20265 min read
How-To Guides

FASTag Recharge Strategy: Which Cards Reward Toll Spends

FASTag is the perfect small recurring spend: predictable, unavoidable, and paid digitally every month. Which makes it the perfect case study in how Indian credit card rewards actually work — because the honest answer to

7 Oct 20265 min read
How-To Guides

Car Insurance Premiums on Credit Cards: The Real Rewards Math

Car insurance is one of the largest single card payments most households make each year — ₹15,000 to ₹40,000+ for a comprehensive policy. It's also one of the most excluded categories in Indian credit cards. CardBuzz's v

7 Oct 20265 min read
How-To Guides

EV Charging on Credit Cards: Where Rewards Actually Come From

India's EV fleet is growing fast, and EV owners keep asking the same question: which credit card rewards charging? The honest answer is messier than the fuel-card world, because the entire rewards apparatus was built for

7 Oct 20265 min read
How-To Guides

Best Fuel Credit Cards 2026: Surcharge Waiver Math, Card by Card

Fuel is the one spend almost every car owner makes every single month, and it's also the one spend where credit card marketing gets the most slippery. Headline rates like "8.5% back on fuel" sound enormous — until you di

7 Oct 20267 min read