The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
6559 posts · Page 425 of 547 · View the full archive
How-To GuidesOne Card for All Recurring Charges: The Subscription Playbook
After nine articles on auditing, OTT, music, cloud storage, SaaS, fitness, news, annual rituals, and billing-cycle math, here's the synthesis: the subscription playbook. One strategy, two cards, and a set of rules that t
How-To GuidesAnnual vs Monthly Billing: The Math, With Real Discount Examples
"Should I pay annually or monthly?" is the highest-leverage question in subscription management — and the answer is arithmetic, not preference. Annual discounts in India typically range from 15% to over 50%, which means
How-To GuidesThe Annual Subscription Audit: A Year-End Cleanup Ritual
The subscription audit isn't a one-time project — it's a ritual. Subscriptions accrete silently all year: a free trial here, a "we'll share the family plan" there, an annual renewal you forgot was annual. Doing a full au
How-To GuidesNews Subscriptions That Actually Earn You Rewards
Paying for news feels like a civic virtue and a financial footnote — a few hundred rupees a month for a newspaper or digital subscription, barely worth optimizing. But news subscriptions are almost always billed online,
How-To GuidesGym and Fitness Subscriptions on Credit Cards in India
Fitness spending has quietly become a subscription category. The old model — pay a gym ₹20,000 once a year — is giving way to monthly app-based plans: Cult.fit, ClassPass-style credits, running apps, meditation apps, and
How-To GuidesSaaS and Work Tools: Maximizing Rewards on Software Subscriptions
For freelancers, founders, and remote workers, software subscriptions are often the largest recurring expense after rent — sometimes larger than the entire entertainment stack. Design tools, project management apps, emai
How-To GuidesCloud Storage on Indian Cards: The USD Forex Angle
Cloud storage is the subscription you never chose and can't cancel: your phone fills up, the free 15GB runs out, and suddenly you're paying Google or Apple every month forever. What most people miss is the second, hidden
How-To GuidesThe Music Streaming Playbook: Spotify, YouTube Music and the Card Angle
Music subscriptions are the quietest line item in most budgets — small enough to ignore, persistent enough to matter. But 2026 has been an unusually volatile year for music streaming prices in India, with Spotify cutting
How-To GuidesBest Credit Cards for OTT Subscriptions in India (2026 Edition)
OTT subscriptions are the perfect recurring charge to optimize: they're billed online every month, they're predictable, and almost everyone holds two or three of them. Yet most people pay for Netflix, JioHotstar, and Son
How-To GuidesThe Subscription Audit: Finding Every Recurring Charge on Your Cards
The average cardholder doesn't have a subscription problem. They have a subscription *visibility* problem. The ₹149 here and ₹299 there barely register individually, but stacked across three or four cards, they quietly a
How-To GuidesThe Automotive Card Playbook: Every Kilometre Optimised
Nine deep-dives into automotive spending come down to one question: what does the optimal setup actually look like in a real wallet? This is the playbook — the three-card stack, the monthly routine, the annual numbers, a
How-To GuidesCar Accessories and Modifications: The Smart Way to Pay
Car accessories split into two worlds with completely different rewards math: standardized stuff bought online (floor mats, phone mounts, dashcams, seat covers) and dealer-fitted or custom work (alloy wheels, body kits,