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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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How-To Guides

Books and Study Material on Credit Cards: The 2026 Strategy

Textbooks, reference books, stationery, lab manuals and exam guides are the small change of education spending — ₹5,000 to ₹30,000 a year for most students — but they are also the easiest to optimise because books are or

7 Oct 20265 min read
How-To Guides

Online Courses on Credit Cards: Coursera, Udemy and the Forex Angle

Online courses are the most card-friendly education spend there is: every major platform takes credit cards, payments are small enough to fit any credit limit, and they are pure online transactions — which is exactly whe

7 Oct 20265 min read
How-To Guides

Coaching and Test-Prep Fees on Credit Cards: The Smart Way to Pay

IIT-JEE, NEET, UPSC, CAT, CUET, banking and SSC coaching is a ₹50,000–₹2,50,000 decision per course in India, paid upfront or in two or three instalments. Coaching institutes are also among the most card-friendly merchan

7 Oct 20265 min read
How-To Guides

College Fees on Credit Cards: Which Institutions Accept Cards

College and university fees are bigger, less frequent and less flexible than school fees — ₹1,00,000 to ₹25,00,000 a year depending on the institution, often due in one or two instalments with hard deadlines. Credit card

7 Oct 20266 min read
How-To Guides

Paying School Fees by Credit Card in India: Fees, Platforms, Rewards

For most parents, school fees are the single largest recurring payment of the year — often ₹50,000 to ₹3,00,000 annually per child, paid in termly or annual instalments. Paying by credit card can earn rewards on this una

7 Oct 20266 min read
How-To Guides

Best Credit Cards for Education Spending in India: 2026 Edition

School fees, college tuition, coaching institutes and online courses are some of the largest payments Indian households make every year. Put them on the right credit card and you can earn real rewards on money you have t

7 Oct 20267 min read
Buying Guides

Medical EMI on Credit Cards: When It Makes Sense and the Real Cost

Some medical expenses are too large to pay at once but too planned to be emergencies: dental implants, LASIK, orthodontics, joint replacements, fertility treatments, a parent's cataract surgery scheduled for next quarter

7 Oct 20266 min read
Buying Guides

The Medical Emergency Fund: Credit Cards as Backup, Not a Plan

Let's be direct: a credit card is not an emergency fund. It is a payment instrument that lends you money at roughly 3.5–3.75% per month — the revolving rate on most Indian cards, including the SBI Card Pulse, Cashback SB

7 Oct 20265 min read
Buying Guides

Fitness as Preventive Health: Gym, Sports and Wearables on Cards

The cheapest medical bill is the one you never get. Regular exercise, sports and basic health tracking are preventive healthcare in the most literal sense — and the spending they involve (gym memberships, sports gear, we

7 Oct 20265 min read
Buying Guides

Mental Health Spends: Putting Therapy and Wellness on Your Card

Spending on mental health is healthcare spending — full stop. Therapy sessions, counselling, psychiatric consultations and wellness practices deserve the same financial planning as any other medical expense, including th

7 Oct 20265 min read
Buying Guides

Elder Care Expenses: The Credit Card Strategy for Your Parents' Care

Caring for ageing parents is already one of life's heavier responsibilities — financially, it's also one of the largest. Between medicines, consultations, diagnostics, insurance premiums and occasional hospitalisation, a

7 Oct 20265 min read
Buying Guides

Diagnostics and Lab Tests on Credit Cards: 2026 India Guide

Diagnostics are the quiet budget line of Indian healthcare — a full-body checkup here, a quarterly HbA1c there, a thyroid panel for a parent. Individually small (₹500–₹3,000), collectively significant (₹10,000–₹25,000 a

7 Oct 20265 min read