The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesHealth Insurance Premiums on Cards: 2026 Rewards Math
A family floater premium of ₹25,000–₹50,000 a year is one of the largest single card transactions a household makes — and one of the trickiest for rewards. Several popular cards quietly exclude insurance from accelerated
Buying GuidesHow to Pay a Hospital Bill with a Credit Card in India: 2026 Playbook
A hospital bill is the biggest single payment most families ever put on a card — ₹50,000 to ₹5,00,000 in one swipe, often decided under stress. That size makes the strategy matter: the right card can return thousands of
Buying GuidesOnline vs Offline Pharmacy: Where Your Card Earns More in 2026
India's medicine buying has split into two worlds: the neighbourhood chemist and the online pharmacy. Where you buy matters almost as much as which card you swipe — online medicine orders are coded as e-commerce, while c
Buying GuidesChoosing the Right Card for Medical Spending in India: 2026 Guide
Medical spending is one of the few household categories where the right credit card can return real money every single month. Medicines, doctor visits, diagnostics and insurance premiums are recurring, non-negotiable exp
Deals & OffersPost-Diwali Card Cleanup: Statements, EMIs and Points Done Right
Diwali ends on November 8, but the financial festival runs another six weeks — in your card statements. The post-Diwali cleanup is the least glamorous part of festive spending and the highest-value: it's where you catch
Deals & OffersThe Diwali 2026 Budget: Plan Festive Spending Without Debt
Every Diwali rewards guide tells you which card to use. Almost none tell you how much to spend. That's backwards: the card determines whether you earn 1% or 5% back, but the budget determines whether January starts with
Deals & OffersYour Diwali Bonus 2026: The Card-Smart Way to Spend and Save
The Diwali bonus is the year's happiest cash-flow event — and its most misspent. It arrives just as festive temptation peaks, and the default outcome is that it evaporates into the general Diwali spend with nothing to sh
Deals & OffersDiwali Travel Home 2026: A Credit Card Strategy for Family Trips
For millions of Indians, Diwali means going home — and the journey is often the single largest Diwali expense after gold and electronics. Flights in Diwali week, train tickets booked months ahead, the family road trip's
Deals & OffersSweets and Dry Fruits on Credit Cards: The Festive Food Spend Guide
Sweets and dry fruits are the quietest big spend of Diwali — no single dramatic purchase, just a steady outflow across mithai shops, dry-fruit vendors, online hampers and last-minute additions. A family can easily spend
Deals & OffersDiwali Electronics 2026: When to Buy During the Festive Sales
Electronics are the flagship category of India's festive sales — TVs, phones, laptops, appliances — and also the category where card mistakes are most expensive. A wrongly chosen EMI or a missed bank offer can cost more
Deals & OffersDiwali Home Makeover: The Credit Card Plan for Decor and Furnishing
The pre-Diwali home makeover — fresh paint, new curtains, a sofa, festive lighting, maybe a dining set — is the highest-value card opportunity of the season that most people plan the least. These are large, lumpy, mostly
Deals & OffersDiwali Gifting 2026: Cards for Family, Friends, Colleagues and Staff
Diwali gifting is really four different budgets wearing one name: family, friends, colleagues, and household staff. Each has different price points, different purchase channels, and — this is the part most people miss —