The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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News & DevaluationsWhy Premium Credit Cards Look the Way They Do
Pull out a premium credit card in 2026 and it probably looks nothing like the cards of a decade ago: no raised numbers, no signature strip, maybe not even horizontal. It might be matte black, suspiciously heavy, or print
News & DevaluationsNeobank Cards in India: Jupiter, Fi and Where They Stand
India's neobanks — Jupiter and Fi Money — never set out to be credit card companies. They started as better banking apps layered on partner banks' licences. But in a market where the credit card is the highest-engagement
News & DevaluationsFintech Credit Cards in 2026: Slice, Uni and the New Wave
In 2021, fintechs were supposed to eat the banks' credit card lunch. Slice was issuing over 3 lakh cards a month, Uni's pay-in-parts card was a cult product, and venture money was pouring in. Then a single RBI circular i
News & DevaluationsCredit Card Defaults in India: What the Delinquency Data Says
"How many credit card defaults are there in India?" It's one of the most-asked questions about the industry — and one of the most misunderstood. India doesn't publish a single "credit card default rate." What TransUnion
News & DevaluationsCredit Card Growth in India: The RBI Numbers Story
Every month, the Reserve Bank of India publishes a quiet little dataset that tells the story of India's credit card revolution: how many cards are outstanding, how much was spent, and which banks are winning. The numbers
News & DevaluationsInterchange Fees in India: What Merchants Pay, What You Pay
Interchange is the most important fee in the card industry that almost nobody has heard of. It's the reason your card earns rewards, the reason merchants prefer UPI, and the reason a single NPCI circular can move an enti
News & DevaluationsHow Card Issuers Make Money: Interchange, Interest and Fees
Every swipe of a credit card triggers a small, invisible economy. The merchant pays a fee, the bank funds an interest-free loan, the customer earns a reward — and somewhere in the middle, the issuer turns a profit. Issue
News & DevaluationsIndia's Credit Card Industry in 2026: The State of Play
India's credit card industry has quietly become one of the largest consumer-credit markets in the world. As of August 2026, more than 12.4 crore credit cards were outstanding, and monthly card spends have settled above ₹
How-To GuidesThe Government Payments Playbook: Legal Reward Harvesting in 2026
Income tax, GST, property tax, challans, passport fees, RTO fees, stamp duty, utility bills — the average urban household and every small business routes lakhs a year through government payment rails. Most of it earns no
How-To GuidesWhich Cards Still Earn Rewards on Tax and Government Payments in 2026
Government transactions — income tax, GST, challans, passport fees, property tax — sit inside MCCs 9211, 9222, 9223, 9311, 9399, 9402 and 9405. Over 2025 and 2026, Indian issuers have systematically stripped rewards from
How-To GuidesStamp Duty by Credit Card: Where It's Allowed and Where It Isn't
"Can I pay stamp duty with a credit card?" is one of the most-asked questions in Indian property buying — and the answer is a frustrating "it depends on your state." Stamp duty is a state subject, and every state has bui
How-To GuidesRTO Fees and Driving Licence Payments by Credit Card
Learner's licence, permanent driving licence, renewals, duplicates, international driving permits — every RTO service carries a fee, and the Parivahan Sarathi portal accepts credit cards for all of them. The amounts are