The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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How-To GuidesProperty Tax on Credit Cards: Bengaluru, Mumbai and Delhi Rules
Property tax is the single largest annual payment most urban households make to their city — and in India's three biggest metros, you can pay it with a credit card. The portals, the fees, and the rewards math differ by c
How-To GuidesElectricity and Water Bills on Credit Cards: What Actually Pays You
Electricity and water bills are among the largest truly recurring household spends — a metro household can easily run ₹3,000–₹8,000 a month on power alone. Paying them by credit card is trivially easy through DISCOM port
How-To GuidesPassport Fees on Credit Cards: Rewards Math After the July 2026 Hike
Passport fees got significantly more expensive on July 1, 2026 — and since the Passport Seva portal accepts credit cards, the natural question is whether the hike can at least be softened with reward points. Here's the f
How-To GuidesTraffic Challans on Credit Cards: E-Challan Payment Fees Explained
A ₹2,000 challan for jumping a red light hurts enough without payment friction on top. The good news: almost every official channel that issues an e-challan in India also lets you pay it with a credit card. The bad news:
How-To GuidesGST Payments on Credit Cards: Mechanics, Fees and Card Rewards
GST payments are one of the largest recurring card-payment opportunities in India — monthly liabilities for businesses routinely run into lakhs. The CGST Rules explicitly allow credit cards as a payment mode, but the mec
How-To GuidesPaying Income Tax with a Credit Card: The Complete 2026 Guide
Advance tax, self-assessment tax, regular assessment tax — the Income Tax Department's e-filing portal accepts all of them on a credit card. That convenience costs you a gateway fee on every rupee, but for the right card
Credit HealthFinancial Inclusion: The Credit Card's Role in Rural India
Financial inclusion in India is usually measured in bank accounts — and by that measure, the Jan Dhan era was a triumph. But an account that only receives DBT and pays out cash is inclusion halfway done. The second half
Credit HealthCrop Insurance Premiums on Credit Cards: PMFBY Explained
Crop insurance in India has one dominant scheme — the Pradhan Mantri Fasal Bima Yojana (PMFBY) — and one remarkable feature: the farmer's premium is tiny. Paying it on a credit card is possible in many cases, and occasio
Credit HealthRural Fintech: How Cards and UPI Are Reaching Villages
India's fintech story is usually told from Bengaluru and Mumbai — UPI volumes, neobanks, instant credit. But the more consequential story is quieter: digital payments reaching villages where the nearest bank branch is an
Credit HealthMandi and APMC Payments: The Digital Shift
The mandi — the APMC yard where harvests become income — has historically been a cash economy. Farmers sold to commission agents (arhtiyas), agents deducted advances and commissions, and the balance changed hands in cash
Credit HealthRural Business Credit Cards: For Village Entrepreneurs
The village entrepreneur — the agri-input dealer, the dairy collection centre operator, the rural e-commerce seller, the transport owner, the small manufacturer — sits between two worlds. Suppliers increasingly accept di
Credit HealthDairy and Poultry Farmers: Managing Cash Flow With Credit Cards
Dairy and poultry farmers have the most unusual cash-flow profile in agriculture: money comes in daily or weekly (milk poured at the collection centre, eggs sold to the trader), while the big expenses — feed, veterinary