The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Credit HealthAgri Equipment Purchases: The Credit Card Big-Buy Strategy
A tractor attachment, a power tiller, a harvester, a solar pump — agri equipment purchases are the biggest single transactions most farmers ever make. They also have the most structured financing around them: dealer fina
Credit HealthBuying Farm Inputs on Credit Cards: The Rewards Math
Seeds, fertilizer, pesticides, diesel, feed — farm inputs are a farmer's biggest recurring expense, and most of it still changes hands offline at the local dealer. But a growing share of input buying has moved online: ag
Credit HealthKisan Credit Card: The Complete 2026 Guide
The Kisan Credit Card (KCC) is the single most important formal-credit product for Indian agriculture — and the most misunderstood. It is not a credit card in the shopping sense. It's a revolving agricultural credit faci
Credit HealthCredit Cards for Rural India in 2026: What Actually Works
For a long time, the credit card was an urban product in India — designed for metro salaries, airport lounges, and online shopping festivals. That picture has been changing. Public-sector banks have spent decades buildin
Buying GuidesBudgeting Hobbies with Credit Cards: Keeping Passion Spends in Check
Hobbies are supposed to be the fun part of the budget — which is exactly why they leak. A lens here, a limited-edition there, a "it's only ₹999" subscription stack: passion spending is emotional spending, and emotional s
Buying GuidesDIY Projects on Credit Cards: Hardware and Material Spends
DIY projects have a distinctive spending curve: long stretches of small purchases (screws, sandpaper, paint brushes) punctuated by big material buys (plywood, power tools, a terrace waterproofing project). The strategy i
Buying GuidesCollectibles on Credit Cards: Rewards, Fraud Safety and Smart Buys
Stamps, coins, sneakers, trading cards, vintage cameras, first-edition books — collectibles are the hobby where the payment method matters as much as the card rewards. A ₹50,000 grail bought from the wrong seller on the
Buying GuidesGardening and Home Hobby Spends on Credit Cards
Gardening, home brewing, candle-making, aquarium-keeping, home baking — the home hobbies share a spending profile: frequent small-to-medium purchases (₹500–₹5,000), mostly online, spread across marketplaces and specialty
Buying GuidesMusic on Credit Cards: Instruments, Lessons and Streaming Subscriptions
Music spending comes in three speeds: the big one-time instrument purchase (₹15,000–₹1,50,000), the steady drip of lessons and classes (₹2,000–₹8,000 a month), and the small recurring streaming subscriptions. Each speed
Buying GuidesFitness Spends on Credit Cards: Gym, Gear and Wearable Rewards
Fitness spending in India has a useful property for rewards optimisation: it's heavily concentrated on a few big platforms and recurring memberships. Gym chains, Cult.fit, Decathlon, and Amazon cover most of it — and sev
Buying GuidesPhotography Gear on Credit Cards: Lenses, Bodies and Rewards Strategy
Photography is the hobby where the card strategy matters most in absolute rupees. A single lens can cost ₹60,000–₹1,50,000 and a full-frame body ₹1,50,000–₹3,00,000 — purchases large enough that the difference between th
Buying GuidesGaming Spends on Credit Cards: Consoles, Subscriptions and In-Game Buys
Gaming is one of the most card-friendly hobbies in India: the hardware is bought online, the subscriptions are recurring, and the in-game purchases are frequent and digital. But the spend is split across domestic marketp