The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesBuying Hobby Gear on Credit Cards: The Big One-Time Purchase Playbook
A telescope, a DSLR body, a guitar, a 3D printer — hobby gear is where credit cards earn their keep. These are big, planned, one-time purchases of ₹20,000 to ₹2,00,000, and a single well-chosen swipe can return ₹1,000–₹1
Buying GuidesPet Expenses on Credit Cards: Food, Vet Bills and Insurance Rewards
Pet parents in India spend anywhere from ₹2,000 to well over ₹10,000 a month once you add up food, treats, grooming, vet visits, and insurance. Unlike groceries or fuel, pet spending sits in a rewards blind spot: it does
How-To GuidesThe Protection Verdict: Which Card Benefits Actually Pay Out
Across nine articles, this series has mapped every protection benefit Indian credit cards claim to offer: premium-payment rewards, complimentary insurance, travel cover, purchase protection, extended warranty, price prot
How-To GuidesCredit Shield and Card Protection Plans: An Honest Cost-Benefit Test
Two products with confusingly similar names get sold to Indian cardholders: the credit shield (insurance on your card dues) and the Card Protection Plan / CPP (a paid membership that blocks all your cards with one call a
How-To GuidesEMI Protection and Job-Loss Covers: What Is Real and What Is Marketing
"What happens to my EMIs if I lose my job?" It is a fair question — and the market answers it with a fog of overlapping product names: credit shield, EMI protect, loan protection, job-loss cover. Some of these are real i
How-To GuidesPrice Protection on Indian Credit Cards: Does It Exist Anywhere
Price protection — buy something, the price drops within 60–90 days, the card refunds the difference — was once a standard premium-card perk in the US. Shoppers in India occasionally ask whether their card offers it. The
How-To GuidesExtended Warranty on Credit Cards: Which Indian Cards Still Offer It
Extended warranty — the card issuer doubling the manufacturer's warranty on what you buy — was once a headline premium-card benefit globally. In India in 2026, it is rare, poorly documented, and often confused with paid
How-To GuidesPurchase Protection on Credit Cards: How It Really Works in India
Buy a phone with your credit card, get it stolen two months later — and the card issuer's insurance pays you back. That is the promise of purchase protection. It exists in India, it is underused, and the claim process is
How-To GuidesTravel Insurance From Credit Cards: A 2026 Coverage Reality Check
"Complimentary travel insurance" is one of the most quoted — and least understood — premium card benefits in India. Cardholders assume they are covered abroad; issuers define "covered" narrowly. This is a reality check o
How-To GuidesComplimentary Insurance on Premium Cards: What Is Actually Covered
Premium credit cards in India advertise "complimentary insurance" worth crores. The numbers are real — but they cover narrow, specific events, apply mostly to the primary cardholder, and come with exclusions that matter.
How-To GuidesBest Credit Cards for Insurance Premium Payments: 2026 Data-Driven Rankings
Not every credit card is a good card for paying insurance premiums. Some exclude insurance from rewards entirely; some count it at base rates only; a few reward it generously. This ranking uses CardBuzz's live card datab
How-To GuidesPaying Insurance Premiums With a Credit Card: The Rewards Math, Tested
Life and health insurance premiums are among the largest recurring payments an Indian household makes — often ₹50,000 to ₹2 lakh a year. Put that on the right credit card and the rewards are meaningful. Put it on the wro