The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesInternational Payments with Indian Credit Cards (2026)
Foreign SaaS bills, subscriptions, international shopping sites — Indian credit cards pay for all of them. But every dollar billed in rupees carries a markup, and the card you choose can mean the difference between 0% an
Buying GuidesNCMC & Metro Card Payments with Credit Cards (2026)
Metro commuters juggle two problems: recharging a smart card every few days, and paying for rides with a credit card that earns nothing back. The National Common Mobility Card (NCMC) ecosystem fixes the first problem. Fi
Buying GuidesBuy Now Pay Later vs Credit Card EMI in India (2026): Which Costs Less?
LazyPay, Simpl, Amazon Pay Later, and Flipkart Pay Later let shoppers split payments without a credit card. But "pay later" is still credit — with late fees, interest, and credit-bureau reporting. With Amazon's Great Ind
Buying GuidesWallet Payments (Paytm, PhonePe, Amazon Pay) with Credit Cards (2026)
"Pay with your credit card through your wallet" sounds like a rewards hack. In practice, wallets and credit cards have a complicated relationship: loading a wallet with a credit card usually earns nothing and can cost a
Buying GuidesUPI vs Credit Card Payments in India (2026): When to Use Which
Ask an Indian shopper how they pay and you will hear one of two answers: scan-and-pay UPI, or tap-and-earn credit card. They are not really rivals — they are tools for different jobs. This guide compares them across cost
Buying GuidesBest UPI Credit Cards in India (2026): Earn Rewards on UPI
For years, UPI was the one corner of Indian payments where credit cards could not follow — you scanned, paid from your bank account, and earned nothing. That changed with RuPay-on-UPI: link a RuPay credit card in any UPI
How-To GuidesIs a High Annual Fee Credit Card Worth It? The Break-Even Math (2026)
₹12,500 a year for a piece of plastic. India's premium credit cards — HDFC Bank Infinia, Axis Bank Magnus — charge fees that rival a weekend holiday. Are they worth it? The answer is arithmetic, not marketing: a fee card
How-To GuidesAre Credit Card Rewards Taxable in India? (2026)
Every month, Indian cardholders earn crores in cashback, reward points, and air miles — and a question keeps surfacing every tax season: do I owe tax on these? The short answer is reassuring for most people, but there ar
How-To GuidesBuilding Credit History from Scratch in India (2026)
Getting your first credit card in India often feels like a catch-22: banks want a credit history before approving a card, but you cannot build one without a card. The good news is that India's credit system has a well-wo
How-To GuidesCredit Card vs Debit Card: The Honest Comparison (2026)
Both let you pay at a store or online. Underneath, they are opposite instruments: a debit card spends money you already have, a credit card spends the bank's money and bills you later. That single difference cascades int
How-To GuidesChargeback Rights in India: How to Dispute a Transaction (2026)
You ordered a phone, it never arrived, and the seller stopped replying. Or your card was charged twice for one hotel booking. When the merchant won't fix it, your fallback is a chargeback — a forced reversal of the trans
How-To GuidesCredit Card Fraud Protection in India: Zero-Liability Explained (2026)
If someone clones your credit card or fishes out your details, the first question is always the same: who pays? In India, the answer is largely settled by a Reserve Bank of India circular — and it is far more customer-fr