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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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How-To Guides

Closing a Credit Card: The Right Way (2026)

Closing a credit card feels like the responsible thing to do when a fee hits or a card goes unused. Done wrong, though, it can shrink your credit limits, shorten your credit history, and strand reward points you already

6 Oct 20265 min read
How-To Guides

Credit Limit Increase Guide: How to Get a Higher Limit (2026)

A higher credit limit is the cheapest upgrade in personal finance. It costs nothing, raises your spending headroom, and instantly lowers your credit utilization ratio — one of the biggest inputs to your CIBIL score. Here

6 Oct 20265 min read
How-To Guides

Multiple Credit Cards Strategy: How Many Should You Have? (2026)

"How many credit cards should I have?" is the wrong first question. The right one is: what is each card in my wallet for? Every strong portfolio is built the same way — one anchor for everyday spend, plus category specia

6 Oct 20265 min read
How-To Guides

Credit Utilization Ratio Explained: The 30% Rule and Beyond (2026)

Of everything that feeds your CIBIL score, the credit utilization ratio is the one you can change fastest. Pay a bill, shift a purchase, or get a limit bump, and the number the bureaus see next month can look completely

6 Oct 20265 min read
Buying Guides

Wedding Season 2026-27: Credit Card Strategy Guide

India's wedding season runs November through February, and the 2026–27 season is weeks away. WedMeGood's 2025–26 report puts the average wedding budget at ₹39.5 lakh, with travel-related expenses averaging ₹3.41 lakh — a

6 Oct 20265 min read
Buying Guides

10 Wedding Spending Mistakes That Waste Credit Card Rewards (2026)

WedMeGood's 2025–26 report puts the average Indian wedding budget at ₹39.5 lakh. Even a fraction of that on a credit card can fund your honeymoon in points — or fund nothing, if the spend lands in an excluded category, b

6 Oct 20265 min read
Buying Guides

Wedding Gift Registries with Credit Cards (2026)

Gift registries are finally catching on in India. Instead of receiving five wall clocks and a mountain of crockery, couples now curate an online wishlist — kitchen appliances, furniture, holiday packages, brand gift card

6 Oct 20265 min read
Buying Guides

Event & Party Planning with Credit Cards (2026)

Sangeet, mehendi, haldi, cocktail, reception — a modern Indian wedding is really five or six events wearing a trench coat. Each one means a venue, a caterer, a decorator and a bill with a lot of zeroes. Event invoices ar

6 Oct 20265 min read
Buying Guides

Wedding Budget Planning with Credit Cards (2026)

The average Indian wedding now costs ₹39.5 lakh, up 8% year-on-year according to WedMeGood's 2025–26 industry report — and 79% of couples fund it from savings while only 15% take loans. When a family is about to move tha

6 Oct 20265 min read
Buying Guides

Wedding Outfit Shopping with Credit Cards (2026)

A wedding wardrobe is not one purchase — it is a dozen of them. Sherwanis, lehengas, sarees for the family, kurtas for the baraat, shoes, and the jewellery that goes with all of it. Premium sherwanis alone sell for up to

6 Oct 20265 min read
Buying Guides

Honeymoon Bookings with Credit Cards: Rewards Guide (2026)

If the wedding was the spending season, the honeymoon is the redemption season. Booked smartly, flights and hotels can earn serious rewards — and if you routed wedding spend through milestone cards, the bonuses you unloc

6 Oct 20265 min read
Buying Guides

Wedding Photography & Planning with Credit Cards (2026)

Photographers, planners, decor teams, makeup artists — the wedding vendor ecosystem is where budgets quietly balloon. These payments are also the trickiest to route through credit cards: many vendors prefer bank transfer

6 Oct 20264 min read