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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

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Buying Guides

EV Charging Payments with Credit Cards (2026)

EV charging is a new kind of spend, and credit card catalogues have not caught up with it. Our card database of 610 cards contains no card with EV-charging-specific rewards — a verified search of the catalogue returned z

6 Oct 20265 min read
Buying Guides

Two-Wheeler Buying with Credit Cards (2026)

A two-wheeler is usually the first big purchase where a credit card stops being a convenience and starts being a strategy. The booking amount, the down payment, accessories, insurance — each swipe can earn real cashback

6 Oct 20265 min read
Buying Guides

Car Accessories with Credit Cards: Rewards Guide (2026)

Dashcams, infotainment upgrades, seat covers, floor mats, tyre inflators — a new car often triggers ₹30,000–₹80,000 in accessory spending. Buy it all on one random card and you'll earn the base rate; route each purchase

6 Oct 20264 min read
Buying Guides

Car Servicing & Maintenance with Credit Cards (2026)

Service bills, fuel, tyres, roadside assistance — running a car means a steady drip of payments all year. No single card maximises all of them, because service-centre swipes, fuel, and accessories fall into different rew

6 Oct 20265 min read
Buying Guides

Car Insurance Payments with Credit Cards (2026)

Your annual car insurance premium is one of the largest single payments you'll make each year — and one of the most overlooked opportunities for credit card rewards. Pay it with the wrong card and you earn nothing: 92 of

6 Oct 20265 min read
Buying Guides

Best Credit Cards for Car Buying in India (2026): Down Payments & Rewards

Paying for a car with a credit card sounds like free rewards on the biggest purchase of your year. The reality is narrower but still profitable — if you pick the right card and do the fee math first. Here is how car paym

6 Oct 20265 min read
Buying Guides

10 Home Shopping Mistakes That Waste Credit Card Rewards (2026)

Furniture, appliances, and home makeovers are among the largest spends most households make — and the category where reward points are wasted most often. Each of these ten mistakes is tied to a real mechanic in the card

6 Oct 20264 min read
Buying Guides

Festive Home Makeover: Credit Card Strategy (2026)

Diwali is when Indian households refresh their homes — new appliances, fresh paint, soft furnishings, lighting, and the odd big-ticket splurge. Sale-season discounts get the attention, but the stacking mechanics that act

6 Oct 20264 min read
Buying Guides

Modular Kitchen with Credit Cards: Paying for Big Home Projects (2026)

A modular kitchen is one of the largest single spends a household makes — often running into lakhs across cabinets, appliances, civil work, and labour. Treating it as one transaction wastes money. Treating it as a sequen

6 Oct 20264 min read
Buying Guides

No-Cost EMI on Furniture Explained (2026)

Furniture tickets run ₹50,000–₹2,00,000, and no-cost EMI is the default way Indian retailers sell them — "₹10,000 × 12, zero extra cost" at the store counter or on a brand's checkout page. The phrase is technically hones

6 Oct 20265 min read
Buying Guides

Mattress Buying with Credit Cards: Rewards & EMI (2026)

Mattress buying in India has moved online: D2C mattress brands sell primarily through their own websites with doorstep delivery, free trial periods and easy returns. A queen-size mattress typically costs ₹30,000–₹70,000

6 Oct 20265 min read
Buying Guides

Home Decor Shopping with Credit Cards (2026)

Decor and furnishing spends are big, irregular, and concentrated — a single room refresh can mean ₹40,000–₹1,50,000 across bedding, curtains, lighting and accessories. Unlike groceries, there is no single co-brand card d

6 Oct 20264 min read