The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Buying GuidesFurniture on EMI vs Full Payment: The Credit Card Math (2026)
A ₹1,50,000 sofa set confronts you with a classic choice: pay in full and take the rewards, or split it into EMIs and preserve cash flow. Both can be rational — but the numbers decide, not the vibe. Here's how to run the
Buying GuidesHome Improvement with Credit Cards: Paint, Hardware & More (2026)
A repaint job, a hardware-store run, or a full renovation touches three very different purchase types: branded paint bought online, supplies from a local dealer, and labour paid however the contractor prefers. No card in
Buying GuidesIKEA Shopping with Credit Cards: Rewards Guide (2026)
IKEA India is one of the rare Indian retailers with its own co-branded credit card — the IKEA Family Credit Card by Axis Bank. But whether it's actually the best card to swipe at IKEA depends on how much you shop there a
Buying GuidesBest Credit Cards for Furniture Shopping in India (2026): Maximize Rewards
A sofa set, a bedroom suite, or a full home makeover can run anywhere from ₹50,000 to several lakhs — exactly the kind of big-ticket spend where picking the right credit card pays for itself. Furniture doesn't sit inside
Buying GuidesCorporate Gifting with Credit Cards (2026)
Diwali corporate gifting is one of the largest concentrated spends a company makes each year — hundreds of hampers, vouchers and client tokens bought in a few short weeks. Run through the right corporate card, that spend
Buying GuidesBuying Apple Products with Reward Points: Voucher Strategy (2026)
Apple rarely discounts its products in India, so the smartest discount is the one you manufacture yourself: converting credit card reward points into Apple vouchers at full face value. Two premium card families let you d
Buying Guides10 Jewellery & Gifting Mistakes That Waste Credit Card Rewards (2026)
Festive season in India means jewellery and gifting — and some of the largest transactions a household makes all year. A ₹3 lakh gold purchase can earn serious rewards or almost nothing, depending on which card you swipe
Buying GuidesDiwali Gifting with Credit Cards: Strategy Guide (2026)
Diwali falls on November 8 this year, and for many households and businesses the gifting bill is the second-largest festive spend after the main shopping. Sweets, dry fruits, electronics, and — increasingly — bulk gift-c
Buying GuidesJewellery on EMI: How It Works (2026)
Gold is heavy on the wrist and heavy on the wallet. When a jewellery bill crosses ₹1–2 lakh, the EMI question almost asks itself. There are two different paths — the jeweller's own scheme and your credit card's EMI — and
Buying GuidesWedding Jewellery with Credit Cards: Strategy for Big Tickets (2026)
For many Indian families, wedding jewellery is the single largest retail purchase of the decade — often ₹3 lakh to ₹10 lakh in one sitting. A well-chosen credit card strategy on that one bill can return ₹15,000 to ₹50,00
Buying GuidesGift Cards & Vouchers with Credit Cards: Rewards Guide (2026)
Gift vouchers are the quiet engine of credit card rewards in India: you earn points buying the voucher, and you can redeem points *into* vouchers at rates that often beat cashback. Done right, vouchers become a discount
Buying GuidesTanishq, Kalyan & Malabar with Credit Cards: Rewards Guide (2026)
Tanishq, Kalyan Jewellers and Malabar Gold & Diamonds dominate India's branded jewellery market — and they are where most Dhanteras and wedding-season gold gets bought. Tanishq is the flagship jewellery brand of Titan Co