The CardBuzz blog
Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.
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Deals & OffersBuying brand vouchers with your credit card: the playbook
Discounted brand vouchers stack a voucher discount with card rewards — when bought right. How voucher portals work, the maths, and the expiry trap to avoid.
Deals & OffersReading bank offer T&Cs: seven clauses that decide your discount
Every bank offer's real terms live in seven clauses — eligible cards, minimums, caps, frequency, exclusions, EMI treatment and validity. How to read them in two minutes.
Deals & OffersWhere offer cashback goes missing: the tracking checklist
Missing cashback is usually a qualification failure, not a system failure. The ten-point checklist that finds where your offer cashback went — and recovers it.
Deals & OffersTargeted vs public bank offers: why your friend sees a deal you don't
Same bank, same card brand — different offers. How banks segment customers for targeted deals, what puts you in the segment, and how to check yours.
Deals & OffersThe stack order: which discount applies first at checkout
Product discount, coupon, bank offer, cashback — the sequence changes what you pay. How discount stacking is ordered and how to arrange the best stack.
Deals & OffersFinding the bank offers buried in your card app
Banks run dozens of card offers most customers never see. Where offers hide — app tabs, SMS, targeted banners — and a weekly routine to surface them.
Deals & OffersHow cashback from a card-linked offer actually lands in your account
Activate, pay with the right card, wait — then where is the money? The settlement chain behind card-linked offer cashback, why it takes weeks, and when to chase it.
How-To GuidesWhich bills belong on autopay: the sorting test
Not every bill deserves a mandate. A four-question sorting test — fixed vs variable, essential vs discretionary, small vs large — to decide what goes on autopay.
How-To GuidesPre-debit notifications: the 24-hour window that saves your mandates
Every recurring debit must now be announced 24 hours in advance, with an opt-out. How the pre-debit notification works and how to use it as a control.
How-To GuidesWho sees your card number in 2026: the shrinking circle
After the tokenisation mandate, only issuers and card networks may hold your full card number. A tour of who sees what now — and where exposure remains.
How-To GuidesWhy some merchants survive card replacement and others don't
Your card number changed, yet Netflix kept billing while the gym failed. The account updater services and token continuity that decide which merchants survive.
How-To GuidesReissued vs replaced: what changes for your mandates and tokens
Card reissue on expiry and card replacement after loss sound similar but do opposite things to your mandates. Which event breaks what — and the recovery order.