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The CardBuzz blog

Card-by-card write-ups from our team, features, fees, lounge access and who each card actually suits. For the numbers after every cap and exclusion, head to the card pages.

4300 posts · Page 60 of 359 · View the full archive

How-To Guides

Mapping every merchant that holds your card token

Your card number lives on as tokens across dozens of merchants. How to build a complete inventory of where your card is saved — and prune it with confidence.

15 Oct 20265 min read
How-To Guides

One card for every subscription: the dedicated recurring-payments card

Putting every subscription and e-mandate on a single card turns chaos into one dashboard. The strategy, the setup, and what to watch when the card changes.

15 Oct 20265 min read
How-To Guides

The Rs 15,000 AFA rule: when recurring payments need your fresh approval

RBI's 2026 e-mandate framework: recurring payments up to Rs 15,000 go through without OTP; above that, fresh authentication is mandatory. How the threshold works.

15 Oct 20265 min read
How-To Guides

One card, many tokens: how the same card gets different tokens

Save one card on five sites and five different tokens are created — none interchangeable. Why per-merchant tokenisation works this way and what it protects.

15 Oct 20265 min read
How-To Guides

What merchants still store about your card after tokenisation

Since October 2022, merchants cannot keep your full card number. But they do keep something — masked PANs, token references and requestor IDs. The post-mandate data map.

15 Oct 20265 min read
How-To Guides

Beyond the plastic rectangle: rings, fobs and sticker payments

Payment rings, key fobs and NFC stickers let you tap without a card or phone. How these in-between form factors work, where they pay, and their limits.

15 Oct 20265 min read
How-To Guides

Holograms and security features: reading your card's defences

The dove hologram, the signature panel, microprinting — your card carries layers of anti-counterfeit tech. What each feature does and how to spot a fake.

15 Oct 20265 min read
How-To Guides

Virtual card design: why your digital card looks the way it does

Virtual cards live in apps, yet issuers design them like physical objects. The visual language of digital cards — and what the design is telling you.

15 Oct 20265 min read
How-To Guides

Credit card unboxing: why issuers turned delivery into theatre

Premium cards now arrive in boxes worthy of a flagship phone. The unboxing is engineered — here is what is actually in the kit and what to check before you activate.

15 Oct 20265 min read
How-To Guides

Keeping your credit card alive longer: a durability and care guide

Chips wear out, stripes demagnetise and plastic warps in Indian summers. Simple care habits can keep a card working cleanly for its full validity — here is how.

15 Oct 20265 min read
How-To Guides

Eco-friendly credit cards: what green actually means

Recycled plastic, ocean-bound waste, biodegradable bodies — green cards are a growing shelf. How to read the claims and what actually reduces a card's footprint.

15 Oct 20265 min read
How-To Guides

Credit card art and personalisation: making the card yours

From affinity designs to photo cards and custom uploads, issuers let you put your stamp on the plastic. What personalisation options exist, and where are the limits?

15 Oct 20265 min read